8491 Lilly Lake Rd, photo 1
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Overview

4 bd2 ba2,144 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot29,228 sqft
Living area2,144 sqft
Price / sqft$265
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingPrivate YardStorageDishwasherDryerRangeRefrigerator

8491 Lilly Lake Rd is a 1979-built home in Lilly Lake, Melrose. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,144 square feet of living space. Listed at $569,000 (about $265/sqft), 183 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Tucked along the pristine shores of Lake Lily in Melrose, this exceptional waterfront retreat offers a rare blend of natural beauty, recreation, and versatility. Known for its crystal-clear, spring-fed waters, Lake Lily is one of the area’s most sought-after lakes—large enough to accommodate water skiing, jet skis, and a full range of water sports, yet peaceful enough to enjoy quiet mornings and breathtaking sunsets. The approach to the property is as memorable as the home itself, with a scenic drive winding past picturesque horse farms and open countryside that immediately sets a tone of relaxation and escape. Situated on a quiet road with very little traffic, the setting provides a sense of privacy and calm that is increasingly hard to find. This well-maintained 4-bedroom, 2-bath home is thoughtfully positioned to capture stunning lake views from multiple vantage points. Inside, you’ll find a beautifully updated kitchen designed for both functionality and style, seamlessly flowing into the main living areas. The expansive sunroom is a true highlight, featuring walls of windows that frame panoramic views of the water—perfect for relaxing, entertaining, or simply taking in the serene setting year-round. Step outside and experience the ultimate lakefront lifestyle. Two oversized decks overlook the water, offering ample space for dining, entertaining, or unwinding in the fresh air. A sandy beach provides the perfect spot for swimming or lounging, while your private boat ramp makes it effortless to launch and enjoy a day on the lake. The property is as functional as it is inviting, featuring a 2-car detached garage, a large metal building for storage or hobbies, and a detached guest suite with a half bath—ideal for visitors, extended family, or a private workspace. A separate utility building with shower and laundry adds convenience, especially after long days spent on the water. Beyond the property itself, a true sense of community sets this home apart. Friendly neighbors and cherished traditions create a welcoming atmosphere, including annual fireworks displays over the lake on the 4th of July and New Year’s Eve—an unforgettable experience right from your own backyard. For added convenience and a true turnkey opportunity, all furnishings, pool table, and even the boat and jet ski may be included with an acceptable offer. Whether you’re looking for a full-time residence or a private getaway, this property delivers the best of both worlds—an active waterfront lifestyle paired with the tranquility of a true retreat. Surrounded by natural beauty and set on a premier recreational lake, this is where lasting memories are made.

The essentials

Built
1979
Price / sqft
$265
On market
183 days
Annual tax
$358
Flood zone
X · Low risk
Lot
29,228 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Waterfront
Lake Front
2 car garage
Driveway
0.67 acres
Lot size
2,144 sqft
Living area

Payment

Est. monthly payment
$3,282/mo
Down payment (20%)
$113,800
Property taxes
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
29,228 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Guest, Off Street, Parking Pad
Waterfront
Lake Front
Days on Market
183
Ceiling Fans(s)
Crown Molding
Private Yard
Storage
Dishwasher
Dryer
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$358
Parcel #
05-09-23-005373-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lilly Lake
County
Clay
MLS Area
32666 - Melrose
Lot Size
29,228 sqft

Price history

Date
Event
Price
4/15/2026
Listed for sale
Source: Stellar MLS #GC539519
$569,000
$265/sqft

Neighborhood

8491 Lilly Lake Rd
Melrose, FL, 32666 · 32666 - Melrose

Market insights

Offer Insights

Choose an offer strength

List price: $569,000
$530,000 – $569,000
92.9% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in 32666 landed at this number or higher (54%). The median one sat 69 days before it went under contract, and this one is on day 183.

Sample: 26 closed home sales in 32666 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,282/mo
Principal & interest$2,968
Property taxes$30
Insurance$285
Down payment20% · $113,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$569,000

$265 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,144 sq ft

Time on market

183 days

Year built

1979

Monthly payment

About $3,282/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $358 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAISONListing agent: Benjamin BurkleyListing data from Stellar MLS, MLS# GC539519.

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