1146 SW Mandiba Dr, photo 1
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Overview

4 bd3 ba2,362 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2022
Lot44,867 sqft
Living area2,362 sqft
Price / sqft$269
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface CountersSplit Bedroom

1146 SW Mandiba Dr is a 2022-built home in Oaks/Lk City Ph 2, Lake City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,362 square feet of living space. Listed at $635,000 (about $269/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

Calling all horse lovers! Experience luxury living and peaceful North Florida charm in this exceptional 4-bedroom, 3-bath custom home situated on a beautifully landscaped 1-acre lot in the highly sought-after equestrian community of The Oaks in Lake City. Built with quality craftsmanship and loaded with upgrades, this stunning residence offers the perfect blend of elegance, comfort, and functionality. From the moment you enter the inviting foyer, you are welcomed into a spacious great room featuring a tray ceiling, expansive windows, and an abundance of natural light that creates a warm and inviting atmosphere. The open-concept kitchen is designed to impress with a large quartz-topped island, subway tile backsplash, smooth-top range and oven, spacious breakfast nook, oversized dining area, custom walk-in pantry, and abundant cabinetry ideal for both entertaining and everyday living. The thoughtfully designed split floor plan offers privacy and flexibility, including a tucked-away fourth bedroom perfect for guests, a home office, den, or flex space. Hidden barn doors connecting two bedrooms and a bathroom, add charm and character to the home’s design. The luxurious owner’s suite serves as a true retreat with a spa-inspired bathroom featuring dual vanities, a standalone soaking tub, oversized walk-in tiled shower, and a custom California-style walk-in closet complete with built-in shelving and laundry hamper. Additional interior features include remote-controlled ceiling fans throughout, a spacious laundry room with utility sink and large storage closet, pull-down attic access, AT&T Fiber internet, Culligan water system, hot water recirculation pump, and a whole-house Generac generator for added convenience and peace of mind. Step outside into your private backyard oasis featuring a screened covered porch with paver flooring, heated saltwater pool and spa, app-controlled pool system, paver walkways, and a fully fenced backyard with durable horse board fencing. Enjoy the beauty and serenity of nature with riding trails located directly behind the property. The Oaks is a premier equestrian-friendly community offering riding trails throughout the neighborhood along with community stables and boarding facilities conveniently located within the community. Residents also enjoy scenic green spaces, riding arenas, dressage areas, round pens, and exceptional equestrian amenities designed for a variety of riding disciplines. Conveniently located near shopping, dining, medical facilities, and major roadways, this remarkable property offers luxury, privacy, and an exceptional lifestyle all in one extraordinary package.

The essentials

Built
2022
Price / sqft
$269
On market
157 days
Annual tax
$5,484
HOA
$250/yr
Flood zone
X · Low risk
Lot
44,867 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Private pool
Heated
2 car garage
Driveway
1.03 acres
Lot size
2,362 sqft
Living area

Payment

Est. monthly payment
$4,108/mo
Down payment (20%)
$127,000
Property taxes
$457/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
44,867 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Pool
Child Safety Fence, Fiberglass, Heated, In Ground, Pool Sweep, Salt Water
Days on Market
157
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Sprinkler Metered
Deed Restrictions
Gated Community - No Guard
Stable(s)
Horses Allowed
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Water Softener
Elementary
Columbia City Elementary School-CO
Middle
Fort White High School-CO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,484
Parcel #
18-5S-17-09280-164

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oaks/Lk City Ph 2
County
Columbia
MLS Area
32024 - Lake City
Lot Size
44,867 sqft
ClearedLandscapedLevelPavedZoned for Horses
HOA
$250/yr
Lancy Drawdy

Price history

Date
Event
Price
9/12/2026
Price change
Source: Stellar MLS #GC540197
$635,000-1.9%
$269/sqft
-
Price change
Source: Stellar MLS #GC540197
$647,000-7.6%
$274/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #GC540197
$700,000
$296/sqft

Neighborhood

1146 SW Mandiba Dr
Lake City, FL, 32024 · 32024 - Lake City

Market insights

Offer Insights

Choose an offer strength

List price: $635,000
$610,000 – $635,000
95.9% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 home closings in 32024 landed at this number or higher (52%). The median one sat 49 days before it went under contract, and this one is on day 157 after a $65,000 cut.

Sample: 29 closed home sales in 32024 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,107/mo
Principal & interest$3,312
Property taxes$457
Insurance$318
HOA$21
Down payment20% · $127,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$635,000

$269 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,362 sq ft

Time on market

157 days

Year built

2022

Monthly payment

About $4,108/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,484 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Lancy Drawdy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFIRST CHOICE REALTY OF NORTH FLORIDA LLCListing agent: Dawn JohnsonListing data from Stellar MLS, MLS# GC540197.

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