9859 NW 38th Ter, photo 1
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Overview

3 bd2 ba1,959 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1994
Lot22,651 sqft
Living area1,959 sqft
Price / sqft$229

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanWindow TreatmentsStorageDishwasherDryerRange

9859 NW 38th Ter is a 1994-built home in Two Riv Estate, Branford. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,959 square feet of living space. Listed at $449,000 (about $229/sqft), 158 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PERFECT LOCATION....SITTING ON THE BANK OF THE SUWANNEE RIVER only 1/4 mile from the confluence with the SANTA FE RIVER making easy boat rides to several springs and the Ichetucknee River. Also navigable to the Gulf of Mexico to the south. This 3 BD/ 2 BA home is situated on a high bank on 1/2 acre with a concrete block SEA WALL along the 100 ft of river frontage! This is a rare find! At the top of the bank is also a covered deck and steps going down to a floating dock. The home is placed on the lot so that you see WONDERFUL VIEWS of the river from the family room picture windows. The large home (1959 sf) has an open concept living, dining, kitchen floor plan with split plan bedrooms. This kitchen has cabinets galore and a breakfast bar. The dining area boasts a built-in display cabinet with additional storage. In addition to the large, comfortable living room, there is a family room with large windows that face the river and also lead onto a covered porch where you can also sit in the hot tub or just lounge and enjoy wonderful views of the relaxing river and back yard. Don't miss fun on the river the rest of the summer! Call soon to set up your viewing of this amazing property!

The essentials

Built
1994
Price / sqft
$229
On market
158 days
Annual tax
$3,286
Flood zone
AE
Lot
22,651 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1994
Waterfront
River Front
0.52 acres
Lot size
1,959 sqft
Living area

Payment

Est. monthly payment
$2,840/mo
Down payment (20%)
$89,800
Property taxes
$274/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1994
Lot
22,651 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
River Front
Days on Market
158
Ceiling Fans(s)
Crown Molding
Open Floorplan
Window Treatments
Storage
Dishwasher
Dryer
Range
Range Hood
Refrigerator
Trash Compactor
Washer
Water Filtration System
Flood Zone AE
Annual Tax (2025)
$3,286
Parcel #
13-07-14-0012-000B-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Two Riv Estate
County
Gilchrist
MLS Area
32008 - Branford
Lot Size
22,651 sqft

Price history

Date
Event
Price
5/13/2026
Listed for sale
Source: Stellar MLS #GC540242
$449,000
$229/sqft

Neighborhood

9859 NW 38th Ter
Branford, FL, 32008 · 32008 - Branford

Market insights

Offer Insights

Choose an offer strength

List price: $449,000
$430,000 – $449,000
95.8% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 home closings in 32008 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 158.

Sample: 23 closed home sales in 32008 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,840/mo
Principal & interest$2,342
Property taxes$274
Insurance$225
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,000

$229 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,959 sq ft

Time on market

158 days

Year built

1994

Monthly payment

About $2,840/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,286 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byHOMETOWN REALTY OF NORTH FLORIDA, INCListing agent: Natalie Rankin, SListing data from Stellar MLS, MLS# GC540242.

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