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Overview

2 bd2 ba1,106 sqftVilla
TypeVilla
HOA$255/mo
Built1987
Lot871 sqft
Living area1,106 sqft
Price / sqft$155

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboVaulted Ceiling(s)CourtyardLightingSidewalkPoolSidewalks

920 SW 55th Ter is a 1987-built home in Rockwood Villas Unit II, Gainesville. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,106 square feet of living space. Listed at $171,000 (about $155/sqft), 129 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $255 monthly.

From the listing

Welcome to this beautiful and inviting Owner-maintained and Owner-occupied 2-bedroom, 2-bath townhome is nestled in the highly desirable Rockwood Villas community. Inside, you'll find thoughtful updates throughout, including a refreshed kitchen and bathrooms, along with new flooring on the upper level, creating a clean, modern feel that's move-in ready. The flexible floor plan offers a bedroom and full bathroom on the main level—ideal for guests, roommates, or anyone seeking added privacy. Upstairs features a spacious second bedroom, another full bathroom, and a versatile bonus den/flex space perfect for a home office, study area, reading nook, or workout room. Conveniently located just minutes from The Oaks Mall, Butler Plaza, public transportation, the University of Florida, and Santa Fe College, this home places shopping, dining, entertainment, and everyday conveniences right at your doorstep. Whether you're a first-time homebuyer, investor, student, or someone looking for low-maintenance living in one of Gainesville's most convenient locations, this is an opportunity you won't want to miss! Schedule your home tour today!

The essentials

Built
1987
Price / sqft
$155
On market
129 days
Annual tax
$642
HOA
$255/mo
Flood zone
X · Low risk
Lot
871 sqft
Type
Villa

At a glance

Villa
Built 1987
Community pool
Shared amenity
1,106 sqft
Living area

Payment

Est. monthly payment
$1,286/mo
Down payment (20%)
$34,200
Property taxes
$54/mo
HOA
$255/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1987
Lot
871 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
129
Ceiling Fans(s)
Living Room/Dining Room Combo
Vaulted Ceiling(s)
Courtyard
Lighting
Sidewalk
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Range
Range Hood
Refrigerator
Elementary
Myra Terwilliger Elementary School-AL
Middle
Kanapaha Middle School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$642
Parcel #
06680-020-022

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rockwood Villas Unit II
County
Alachua
MLS Area
32607 - Gainesville
Lot Size
871 sqft
HOA
$255/mo
First Coast Association Mgmt/Bonnie

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #GC540747
$171,000-1.1%
$155/sqft
-
Price change
Source: Stellar MLS #GC540747
$172,900-2.3%
$156/sqft
6/9/2026
Listed for sale
Source: Stellar MLS #GC540747
$177,000
$160/sqft

Neighborhood

920 SW 55th Ter
Gainesville, FL, 32607 · 32607 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $171,000
$171,000
99.5% – 100% of listTops out right at the list price
80% of listList price
30 of the last 46 townhouse or villa closings in 32607 landed at this number or higher (65%). The median one sat 62 days before it went under contract, and this one is on day 129 after a $6,000 cut.

Sample: 46 closed townhouse or villa sales in 32607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,286/mo
Principal & interest$892
Property taxes$54
Insurance$86
HOA$255
Down payment20% · $34,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$171,000

$155 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,106 sq ft

Time on market

129 days

Year built

1987

Monthly payment

About $1,286/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $642 annual tax bill, insurance, and the $255/mo HOA fee.

HOA fee

$255/mo

Managed by First Coast Association Mgmt/Bonnie.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Cherrie HughesListing data from Stellar MLS, MLS# GC540747.

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