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About this home
470 SW Santa Fe Dr is a 1981-built home in Three Rivers Estates, Fort White. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,269 square feet of living space. Listed at $475,000 (about $374/sqft), 118 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Remarkable rare opportunity to own approx 2 acres on the Santa Fe River in the highly sought-after Three Rivers Estates community on a double lot. This cabin-style river home is perfectly positioned on a scenic bend in the river, offering views both upstream and downstream. Beautiful Sunbeam Spring is less than 200' from property. Designed to enjoy the waterfront setting, the home features wraparound porches, a massive rear deck overlooking the river, and a private boardwalk that winds through impressive cypress trees to a covered riverside deck. Inside are 2 bedrooms, 1 full bathroom, a sunroom with river views, and a wood-burning stove. The lower level offers a partially finished game room with a half bath and additional storage space. Outside, you'll also find a full walk-in outdoor shower and a garage/storage area perfect for a golf cart, lawn mower, or all of your river toys. A new roof was installed in 2025. Three Rivers Estates property owners enjoy exclusive access to multiple private parks with boat ramps on both the Santa Fe and Ichetucknee Rivers, providing endless opportunities for boating, kayaking, tubing, paddleboarding, and fishing. The property is just minutes from Ichetucknee Springs, Ginnie Springs, Poe Springs, Blue Springs, Rum Island, and several other North Florida springs. Whether you're looking for a private river retreat, a full-time residence, or an income-producing short-term rental, this is a rare opportunity to own one of the Santa Fe River's most desirable waterfront locations. Some photos virtually staged to show visual upgrades.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$475,000
$374 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,269 sq ft
Time on market
118 days
Year built
1981
Monthly payment
About $2,755/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $487 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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