102 Cedar Creek Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot36,155 sqft

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About this home

102 Cedar Creek Rd is a home Palatka. Flood zone R-1 - confirm flood insurance requirements with your lender.

From the listing

Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

The essentials

On market
85 days
Annual tax
$1,527
Flood zone
R-1
Lot
36,155 sqft
Type
Land

At a glance

Land
Waterfront
River Front
0.80 acres
Lot size

Payment

Est. monthly payment
$1,510/mo
Down payment (20%)
$48,400
Property taxes
$127/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
36,155 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
River Front
Days on Market
85
Flood Zone R-1
Annual Tax (2025)
$1,527
Parcel #
35-08-27-0000-0160-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Putnam
MLS Area
32177 - Palatka
Lot Size
36,155 sqft
Cul-De-SacWetlands

Price history

Date
Event
Price
7/19/2026
Listed for sale
Source: Stellar MLS #GC542101
$242,000

Neighborhood

102 Cedar Creek Rd
Palatka, FL, 32177 · 32177 - Palatka

Calculator

Est. monthly payment
$1,510/mo
Principal & interest$1,262
Property taxes$127
Insurance$121
Down payment20% · $48,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$242,000

Time on market

85 days

Monthly payment

About $1,510/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,527 annual tax bill, insurance.

Flood zone

Zone R-1

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCOLDWELL BANKER BEN BATES, INCListing agent: Margaret ZahnerListing data from Stellar MLS, MLS# GC542101.

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