561 SE 28th St, photo 1
Active
1 / 58

Overview

3 bd2 ba1,594 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1992
Lot22,318 sqft
Living area1,594 sqft
Price / sqft$230
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboSplit BedroomWalk-in Closet(s)Rain GuttersDishwasherRange

561 SE 28th St is a 1992-built home in Boykin, Melrose. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,594 square feet of living space. Listed at $367,000 (about $230/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to a beautiful waterfront retreat in the heart of Lake Geneva Estates in Melrose, Florida—where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers the perfect rural living: sweeping water views underneath the most beautiful oak trees. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what’s inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room—where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the canal just beyond your backyard. A patio overlooks lush green grass that invites all the wildlife to entertain you—your own natural sanctuary waiting to be explored. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, waterfront living, and convenience—just minutes from local restaurants, shopping, and everyday essentials. And best of all—NO HOA. Offered at $397,500, this is more than a home—it’s a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise. *Additional 8.2 acre island lot available at $97,000

The essentials

Built
1992
Price / sqft
$230
On market
86 days
Annual tax
$1,668
Flood zone
X · Low risk
Lot
22,318 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Waterfront
Canal - Brackish
2 car garage
0.51 acres
Lot size
1,594 sqft
Living area

Payment

Est. monthly payment
$2,237/mo
Down payment (20%)
$73,400
Property taxes
$139/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
22,318 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Brackish
Days on Market
86
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Dishwasher
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,668
Parcel #
561 SE 28TH ST. MELROSE, FL 32666

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Boykin
County
Bradford
MLS Area
32666 - Melrose
Lot Size
22,318 sqft

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #GC542185
$367,000-0.8%
$230/sqft
-
Price change
Source: Stellar MLS #GC542185
$370,000-6.9%
$232/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #GC542185
$397,500
$249/sqft

Neighborhood

561 SE 28th St
Melrose, FL, 32666 · 32666 - Melrose

Market insights

Offer Insights

Choose an offer strength

List price: $367,000
$340,000 – $367,000
92.9% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in 32666 landed at this number or higher (54%). The median one sat 69 days before it went under contract, and this one is on day 86 after a $30,500 cut.

Sample: 26 closed home sales in 32666 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,237/mo
Principal & interest$1,914
Property taxes$139
Insurance$184
Down payment20% · $73,400
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$367,000

$230 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,594 sq ft

Time on market

86 days

Year built

1992

Monthly payment

About $2,237/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,668 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Heather Surrency-BristowListing data from Stellar MLS, MLS# GC542185.

Keep exploring Florida

Pick up where you left off, or see what else is out there.