3986 SE 43rd Cir, photo 1
Active
1 / 100

Overview

3 bd4 ba3,185 sqft3 car garageSingle Family
TypeSingle Family
HOA$368/qtr
Built2007
Lot32,670 sqft
Living area3,185 sqft
Price / sqft$345
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest System

3986 SE 43rd Cir is a 2007-built home in Vinings, Ocala. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,185 square feet of living space. Listed at $1,100,000 (about $345/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $368 quarterly.

From the listing

Welcome to an exceptional custom residence in The Vinings, one of Ocala’s desirable gated communities, where refined interiors and resort-inspired outdoor living come together on a beautifully landscaped ¾-acre homesite. Offering 3 bedrooms, a private office, 3.5 baths, and an oversized side-entry 3-car garage, this distinctive home is filled with natural light, architectural character, and thoughtful upgrades throughout. Step inside to soaring ceilings, detailed millwork, custom accents, and an elegant floor plan designed for both everyday comfort and entertaining. Formal living and dining spaces complement the expansive family room, while the private office with French doors provides an ideal work-from-home retreat. The split-bedroom design offers privacy, with each bedroom featuring its own ensuite bath. At the heart of the home is a beautifully appointed gourmet kitchen featuring rich cherry cabinetry, granite countertops, decorative backsplash, double wall ovens, gas cooktop with pot filler, a large island with prep sink, and a custom statement range hood. A butler’s pantry with wine refrigerator and sink provides additional space for entertaining. The kitchen opens to the light-filled family room, where a striking coral rock gas fireplace with a new insert creates a memorable focal point, while the adjoining breakfast area overlooks the pool and lush backyard. The spacious primary suite offers direct access to the lanai and a true retreat at the end of the day, complete with dual walk-in closets and an expansive bath featuring a jetted soaking tub, separate vanities, and a walk-in shower with dual showerheads. Then step outside and discover what truly sets this property apart. The oversized screened lanai and backyard have been designed to feel like a private tropical resort, surrounded by mature native landscaping that creates exceptional beauty and privacy. Multiple lounging and dining areas, a warm wood ceiling, overhead fans, summer kitchen with Blaze gas grill, refrigerator and sink, and an inviting firepit create the perfect setting for everything from quiet mornings to evening entertaining. At the center is the saltwater pool and spa with waterfall, offering both gas heat and dedicated solar heating. A separate screened side lanai provides yet another space to relax and enjoy Florida living. The home has also benefited from substantial recent improvements, including a NEW ROOF, replacement windows and doors, updated faucets, new pool solar panels transferable to the new owner, new fireplace insert, and Shark Coating garage flooring. Additional features include porcelain tile, engineered hardwood flooring in the bedrooms, plantation shutters, a well-equipped laundry room with cabinetry and sink, and a whole-home Generac generator for added peace of mind. Outside, the fully fenced grounds are surrounded by mature landscaping, creating a remarkable sense of privacy and serenity. Elegant yet comfortable, private yet designed for entertaining, this extraordinary Vinings residence delivers the Florida luxury lifestyle both indoors and out.

The essentials

Built
2007
Price / sqft
$345
On market
77 days
Annual tax
$7,468
HOA
$368/qtr
Flood zone
X · Low risk
Lot
32,670 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Private pool
Heated
3 car garage
Driveway
0.75 acres
Lot size
3,185 sqft
Living area

Payment

Est. monthly payment
$7,032/mo
Down payment (20%)
$220,000
Property taxes
$622/mo
HOA
$368/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
32,670 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Oversized
Pool
Heated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure, Solar Heat
Days on Market
77
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Deed Restrictions
Gated Community - No Guard
Street Lights
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Elementary
South Ocala Elementary School
Middle
Osceola Middle School
High
Forest High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,468
Parcel #
31344-001-08

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vinings
County
Marion
MLS Area
34480 - Ocala
Lot Size
32,670 sqft
ClearedLandscapedPrivatePaved
HOA
$368/qtr
Ann Chaffin

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #GC542343
$1,100,000
$345/sqft

Neighborhood

3986 SE 43rd Cir
Ocala, FL, 34480 · 34480 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.09M – $1.10M
99.3% – 100% of listTops out right at the list price
80% of listList price
99 of the last 196 home closings in 34480 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 77.

Sample: 196 closed home sales in 34480 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,032/mo
Principal & interest$5,737
Property taxes$622
Insurance$550
HOA$123
Down payment20% · $220,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$345 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,185 sq ft

Time on market

77 days

Year built

2007

Monthly payment

About $7,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,468 annual tax bill, insurance, and the $368/qtr HOA fee.

HOA fee

$368/qtr

Managed by Ann Chaffin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPEPINE REALTYListing agent: Mark GajdaListing data from Stellar MLS, MLS# GC542343.

Keep exploring Florida

Pick up where you left off, or see what else is out there.