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About this home
11108 NW 70th Cir is a 2001-built home in Buck Bay Ph 1, Chiefland. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,782 square feet of living space. Listed at $669,900 (about $140/sqft), 64 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.
RARE MULTIGENERATIONAL OPPORTUNITY IN BUCK BAY! One of a Kind Custom home with attached mother-in-law suite! Situated on a quiet private, tree-lined one-acre lot, this exceptionally spacious property offers two complete living spaces under one roof—ideal for multigenerational living, extended guests, or anyone needing abundant room and flexibility. The main residence features three bedrooms, two-and-a-half bathrooms, and a versatile front room that could serve as a fourth bedroom, home office, or den. The generous floor plan also includes a breakfast nook, separate formal dining room, wet bar, and adjoining sitting area perfect for relaxing or entertaining. Enjoy Florida living from the screened porch or the expansive covered porch extending across the back of the home. The attached secondary living quarters offers the comfort and convenience of a fully independent home, complete with its own private entrance, separate utility service, dedicated HVAC system, septic system, and private laundry room. It features two bedrooms—including a spacious primary suite—two full bathrooms, a complete kitchen, and a generous family room, providing privacy and independence while remaining conveniently connected to the main residence. Additional features include an attached three-car garage and a second oversized garage at the rear of the property, providing tremendous space for additional vehicles, a workshop, hobbies, equipment, or storage. A beautiful circular driveway creates an inviting entrance and continues around to the back of the home, offering convenient access to the residence and rear garage. Flooring was updated in 2026, and portions of the interior have been freshly painted. Located just a few miles from Chiefland, this property combines peaceful country living with convenient access to Walmart, ALDI, local restaurants, shopping, schools, medical services, and everyday necessities. The area is surrounded by some of North Florida’s greatest natural attractions, with the Suwannee River and several freshwater springs just a short drive away. Historic Cedar Key and the Gulf Coast are approximately 30 minutes away, while Gainesville—with its expanded shopping, dining, hospitals, and specialty medical care—is approximately a 45-minute drive. With approximately five bedrooms, four-and-a-half bathrooms, two kitchens, two laundry areas, multiple living and dining spaces, generous outdoor living areas, exceptional garage capacity, and a convenient North Florida location, this one-of-a-kind property offers space, privacy, and possibilities that must be seen to be fully appreciated!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$669,900
$140 per sq ft
Beds and baths
6 beds, 4 baths
Size
4,782 sq ft
Time on market
64 days
Year built
2001
Monthly payment
About $4,250/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,961 annual tax bill, insurance, and the $100/yr HOA fee.
HOA fee
$100/yr
Managed by Buck Bay HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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