Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- THREE RIVERS
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1339 SW Central Ter is a 2026-built home in Three Rivers, Fort White. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,280 square feet of living space. Listed at $240,000 (about $188/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Welcome to this highly sought-after river community! This brand-new 2026 manufactured home offers 3 bedrooms, 2 bathrooms, and sits on a spacious 0.918-acre lot just minutes from the world-famous Ichetucknee Springs State Park. Enjoy the beauty of the crystal-clear Ichetucknee River, where tubing, kayaking, paddleboarding, swimming, and year-round outdoor adventures await. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the perfect blend of comfort and location. Inside, you'll find an inviting open-concept floor plan with modern finishes, an efficient layout, and abundant natural light. Relax on the covered front and back porches while taking in the peaceful surroundings. The nearly one-acre lot provides plenty of room for entertaining, storing your outdoor toys, or adding future amenities. With its prime location near one of Florida's most popular natural attractions, this home is ideal as a primary residence, vacation home, Airbnb, or snowbird getaway. Move-in ready and loaded with potential, don't miss your chance to own a slice of North Florida paradise!
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 35 closed home sales in 32038 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$240,000
$188 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,280 sq ft
Time on market
20 days
Year built
2026
Monthly payment
About $1,391/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $232 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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