486 Lakeshore Dr, photo 1
Active
1 / 77

Overview

3 bd2 ba2,162 sqft2 car garageSingle Family
TypeSingle Family
HOA$400/yr
Built2013
Lot57,616 sqft
Living area2,162 sqft
Price / sqft$275
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)Fire PitRange

486 Lakeshore Dr is a 2013-built home in Lakewood, Starke. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,162 square feet of living space. Listed at $595,000 (about $275/sqft), 45 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $400 annually.

From the listing

Beautiful custom-built lakefront home on over 1.5 acres with more than 100 feet of frontage on Crosby Lake. Enjoy your private dock with jet ski lifts and breathtaking waterfront views. This split floor plan features gorgeous wood floors throughout the living areas, tile in the kitchen and baths, a dedicated office with French doors, formal dining room, and a spacious family room with a gas fireplace. Twelve-foot wood-clad sliding glass doors open to a tiled, screened porch overlooking the backyard. The chef's kitchen offers custom cabinetry, while the owner's suite includes two walk-in closets and a large walk-in shower. Additional features include a mudroom off the garage and a separate indoor laundry room. Watch deer from your backyard while enjoying the peaceful setting. A rare opportunity to own a quality-built waterfront home offering privacy, comfort, and exceptional lake living. Priced to sell!

The essentials

Built
2013
Price / sqft
$275
On market
45 days
Annual tax
$6,992
HOA
$400/yr
Flood zone
AE
Lot
57,616 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Waterfront
Lake Front
2 car garage
1.32 acres
Lot size
2,162 sqft
Living area

Payment

Est. monthly payment
$4,016/mo
Down payment (20%)
$119,000
Property taxes
$583/mo
HOA
$400/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
57,616 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
45
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Fire Pit
Range
Range Hood
Elementary
Bradford Elementary
Middle
Bradford Middle School-BF
High
Bradford High School-BF

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$6,992
Parcel #
00804-0-01900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakewood
County
Bradford
MLS Area
32091 - Starke
Lot Size
57,616 sqft
HOA
$400/yr
Coming Soon

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #GC543069
$595,000-0.8%
$275/sqft
8/27/2026
Listed for sale
Source: Stellar MLS #GC543069
$600,000
$278/sqft

Neighborhood

486 Lakeshore Dr
Starke, FL, 32091 · 32091 - Starke

Market insights

Offer Insights

Choose an offer strength

List price: $595,000
$590,000 – $595,000
99.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 home closings in 32091 landed at this number or higher (53%). The median one sat 65 days before it went under contract, and this one is on day 45 after a $5,000 cut.

Sample: 19 closed home sales in 32091 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,016/mo
Principal & interest$3,103
Property taxes$583
Insurance$298
HOA$33
Down payment20% · $119,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$595,000

$275 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,162 sq ft

Time on market

45 days

Year built

2013

Monthly payment

About $4,016/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,992 annual tax bill, insurance, and the $400/yr HOA fee.

HOA fee

$400/yr

Managed by Coming Soon.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER SMITH AND SMITH REALTYListing agent: Lisa HullListing data from Stellar MLS, MLS# GC543069.

Keep exploring Florida

Pick up where you left off, or see what else is out there.