1028 NE 1st St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot5,227 sqft

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About this home

1028 NE 1st St is a home in Polly Perry Sub, Gainesville. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Position your next commercial venture near the heart of Gainesville. This strategically located commercial lot offers convenient access to downtown Gainesville, major thoroughfares, and the University of Florida, and the area's growing mix of residential, retail, and professional activity. With its proximity to downtown amenities, employment centers, restaurants, and cultural destinations, the property presents an appealing opportunity for investors, developers, or owner-users seeking a well-connected site in one of North Central Florida's most dynamic markets. Whether envisioned for retail, office, mixed-use, hospitality, or another permitted commercial use, this location offers strong visibility and long-term potential. The buyer is to verify zoning, permitted uses, utilities, dimensions, access, and all development requirements.

The essentials

On market
34 days
Annual tax
$239
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$700/mo
Down payment (20%)
$23,800
Property taxes
$20/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,227 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
34
Flood Zone X
Annual Tax (2025)
$239
Parcel #
09917-000-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Polly Perry Sub
County
Alachua
MLS Area
32601 - Gainesville
Lot Size
5,227 sqft
BuildableClearedCorner LotCity LimitsPaved

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #GC543518
$119,000-4.8%
9/14/2026
Listed for sale
Source: Stellar MLS #GC543518
$125,000

Neighborhood

1028 NE 1st St
Gainesville, FL, 32601 · 32601 - Gainesville

Calculator

Est. monthly payment
$700/mo
Principal & interest$621
Property taxes$20
Insurance$60
Down payment20% · $23,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$119,000

Time on market

34 days

Monthly payment

About $700/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $239 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byWATSON REALTY CORPListing agent: Jesse WhitfieldListing data from Stellar MLS, MLS# GC543518.

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