12 N Shadow Wood Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot34,474 sqft

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About this home

12 N Shadow Wood Dr is a home in Shadow Wood Unrec Sub, Inverness. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

Beautiful cleared waterfront lot overlooking a quiet freshwater pond. This approximately .77-acre homesite offers western-facing views and gorgeous sunsets. Much of the initial groundwork has already been completed—the property has been cleared and partially field-fenced, with a current survey and wetland study available. With no HOA, the generous lot provides plenty of room to create your "Dream" home while enjoying peaceful surroundings, privacy and a lovely natural backdrop. Some listing photos have been AI-enhanced to illustrate the property’s current cleared condition

The essentials

On market
27 days
Annual tax
$330
Flood zone
AE*
Lot
34,474 sqft
Type
Land

At a glance

Land
Waterfront
Pond
0.79 acres
Lot size

Payment

Est. monthly payment
$308/mo
Down payment (20%)
$9,800
Property taxes
$27/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
34,474 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Pond
Days on Market
27
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$330
Parcel #
20E-19S-03-0000-31000-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shadow Wood Unrec Sub
County
Citrus
MLS Area
34450 - Inverness
Lot Size
34,474 sqft

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #GC543530
$49,000

Neighborhood

12 N Shadow Wood Dr
Inverness, FL, 34450 · 34450 - Inverness

Calculator

Est. monthly payment
$308/mo
Principal & interest$256
Property taxes$27
Insurance$25
Down payment20% · $9,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$49,000

Time on market

27 days

Monthly payment

About $308/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $330 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byFLORIDA HOMES REALTY & MORTGAGEListing agent: Francine BeatonListing data from Stellar MLS, MLS# GC543530.

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