11491 NE 109th Pl, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot149,846 sqft

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About this home

11491 NE 109th Pl is a home Archer. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This is a unique opportunity to build your dream home on a 3.44-acre lot in the desirable University Oaks community of Archer! This spacious property offers the perfect blend of privacy, accessibility, and natural beauty. The property is mostly cleared and offers plenty of space, with mature trees toward the back and open areas ideal for a custom residence, equestrian facilities, or other personal projects. A current survey is available, and the owner is willing to provide floor plans for a home that was originally designed for this lot once an acceptable offer is received. Please note that the property is restricted to site-built homes only; mobile and manufactured homes are not permitted. With its expansive size and prime rural location, this property offers an exceptional chance to create a custom home tailored to your lifestyle in one of Archer's beautiful communities. Located in a peaceful rural setting with easy access to Gainesville, Williston, and local springs. The property is high and dry, has no HOA fee, low property taxes, and tons of potential. Don't miss this opportunity to own a piece of Florida's natural beauty!

The essentials

On market
31 days
Annual tax
$454
Flood zone
X · Low risk
Lot
149,846 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$509/mo
Down payment (20%)
$16,500
Property taxes
$38/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
149,846 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
31
Flood Zone X
Annual Tax (2025)
$454
Parcel #
0972601300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Levy
MLS Area
32618 - Archer
Lot Size
149,846 sqft

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #GC543574
$82,500-2.9%
9/16/2026
Listed for sale
Source: Stellar MLS #GC543574
$85,000

Neighborhood

11491 NE 109th Pl
Archer, FL, 32618 · 32618 - Archer

Calculator

Est. monthly payment
$509/mo
Principal & interest$430
Property taxes$38
Insurance$41
Down payment20% · $16,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$82,500

Time on market

31 days

Monthly payment

About $509/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $454 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byWATSON REALTY CORP- TIOGAListing agent: Kyle HoppenworthListing data from Stellar MLS, MLS# GC543574.

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