Overview
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About this home
Tbd NW 48th , Lot 15 Ter is a home in Spanish Trace, Chiefland. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 annually.
Build your future home on 4.89 acres in Spanish Trace! This beautiful piece of North Florida offers the space and setting buyers are looking for, with plenty of room to create a homesite that fits your vision. The property backs up to/joins more than 20 acres, giving the homesite an added sense of openness and privacy. Enjoy peaceful country living while still being close to some of the best outdoor destinations in the area. Cedar Key, Long Pond, Fanning Springs, Manatee Springs, and the Suwannee River are all just a short drive away, putting boating, fishing, kayaking, swimming, and exploring Florida’s natural springs within easy reach. Whether you're ready to build now or looking for land to hold for the future, 4.89 acres in Spanish Trace gives you room to spread out, enjoy the outdoors, and make this property your own. If you've been waiting for a great piece of land in the Chiefland area to build your future home, this one deserves a look.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$84,900
Time on market
16 days
Monthly payment
About $549/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $713 annual tax bill, insurance, and the $50/yr HOA fee.
HOA fee
$50/yr
Managed by Spanish Trace.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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