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About this home
13533 SW 164th Ter is a 1985-built home in Archer Oaks II Archer, Archer. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,066 square feet of living space. Listed at $190,000 (about $178/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Searching for an updated home near Gainesville with NO HOA, a fully fenced yard, and an affordable price point? This move-in-ready 3-bedroom, 1.5-bath concrete block home in Archer, Florida offers 1,066 heated and cooled square feet on a spacious .34-acre corner lot with a one-car carport, combining small-town living with convenient access to Gainesville, the University of Florida, UF Health, Williston, and Ocala. Built in 1985, the home has been refreshed inside and out with brand-new luxury vinyl plank flooring throughout, fresh interior and exterior paint, updated light fixtures, and newer kitchen appliances. The kitchen and bathrooms have both been remodeled within the last four years, giving the home an updated feel without the renovation projects that often come with homes in this price range. Important improvements include a brand-new 2026 water heater, HVAC installed in 2019, and a metal roof installed approximately 12 years ago, adding even more value to this well-priced Archer home. Outside, the fully fenced .34-acre corner lot provides plenty of usable outdoor space with a 6-foot wood privacy fence surrounding the yard. A covered wood deck creates a comfortable place for grilling, outdoor dining, or relaxing, with additional yard space for gardening, recreation, pets, or simply enjoying a little more room between you and your neighbors. Best of all, there is NO HOA, giving you greater flexibility without monthly or annual association fees. Located just off Main Street in the City of Archer, this home offers the quieter pace and extra breathing room many buyers want while keeping Gainesville within easy reach. Archer is approximately 15 miles southwest of Gainesville, with convenient access to the University of Florida, UF Health Shands Hospital, Butler Plaza, Celebration Pointe, shopping, dining, and employment centers. Williston is also nearby, while Ocala and its many shopping, healthcare, recreation, and employment destinations are accessible to the south. Whether you're searching for an affordable home near Gainesville, an updated home in Archer FL, a concrete block home with no HOA, a home with a fenced yard, or a property offering more privacy while remaining convenient to Gainesville, this one deserves a closer look. With major updates already completed, a metal roof, newer HVAC, remodeled kitchen and bathrooms, fenced corner lot, and easy access to Gainesville, this home offers a lot to appreciate at an approachable price point.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$190,000
$178 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,066 sq ft
Time on market
15 days
Year built
1985
Monthly payment
About $1,340/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,051 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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