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Overview

6 bd4 ba4,777 sqftSingle Family
TypeSingle Family
HOANone listed
Built2008
Lot10,034 sqft
Living area4,777 sqft
Price / sqft$374

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumCrown MoldingHigh CeilingsSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)

4245 Spire St is a 2008-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,777 square feet of living space. Listed at $1,785,000 (about $374/sqft), 6 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

TARPON SEASON STARTS AT YOUR OWN DOCK! This 6-bed, 4-bath Gulf Cove pool home sits on a quiet, private street along an extra-wide canal with direct access to the Myakka River, Charlotte Harbor, the Intracoastal, and the Gulf. It is minutes by boat to Boca Grande’s world-famous tarpon fishing and the Boca Sand Bar, and about 20 minutes by boat to Fisherman’s Village in Punta Gorda. BUILT FOR BOATERS: 75 ft of frontage, a concrete seawall, a private dock with 120V/220V shore power and fresh water, and a 20,000-lb boat lift under a 40-ft covered canopy. BUILT TO LAST: Full block construction, metal roof, 15kW generator, 500-gal propane tank, and 4,777 sq ft of high and dry cooled living space. Freshly painted inside and out. NO HOA. TWO COMPLETE LIVING LEVELS: Each level has its own kitchen, living space, and fireplace, ideal for guests, extended family, or multigenerational living. UPPER VIP LEVEL: The chef’s kitchen features Wolf appliances, a gas-cooktop island under a custom wood range hood, double wall ovens, a new custom fridge, solid wood cabinets with four floor-to-ceiling pantry pullouts, and granite counters. This level also offers a family room, dining room, large dinette, and water-view office. The luxury master suite has two walk-in closets and a spa-style bath with dual sinks, a soaking tub, and a walk-in dual shower. Two more bedrooms share a Jack-and-Jill bath. Front and rear balconies offer water and sunset views. GROUND LEVEL: A second full kitchen, a living room with a fireplace, a flex space, and 3 bedrooms with walk-in closets. The ground-level master’s adjoining bath opens to the pool lanai for easy entertaining. OUTDOORS: The screened lanai surrounds a heated saltwater pool and in-ground heated spa with water views, plus an outdoor shower. EXTRAS: New water heater, new Jandy pool pump, iAqualink 3.0, Sonos audio, security cameras, central vacuum, crown molding, high ceilings, irrigation, and low-maintenance landscaping. Oversized 2.75-car garage with home gym. Offered partially furnished. Community boat ramp, park, and fishing areas. A new park in the preserve across from the home is expected to open in Dec 2026, with trails, a beach, a fishing pier, and boat docks. The new pier and beach are about a one-mile walk away. Zoned for Myakka River Elem, L.A. Ainger Middle, and Lemon Bay High. Schedule your private showing today!

The essentials

Built
2008
Price / sqft
$374
On market
6 days
Annual tax
$12,754
Flood zone
AE
Lot
10,034 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Waterfront
Canal - Saltwater
Private pool
Heated
10,034 sqft lot
Lot size
4,777 sqft
Living area

Payment

Est. monthly payment
$11,264/mo
Down payment (20%)
$357,000
Property taxes
$1,063/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
10,034 sqft
Cooling
Central Air
Heating
Central
Parking
Oversized
Pool
In Ground, Child Safety Fence, Gunite, Heated, Salt Water, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
6
Ceiling Fans(s)
Central Vaccum
Crown Molding
High Ceilings
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$12,754
Parcel #
402130281009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,034 sqft

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #GC544122
$1,785,000
$374/sqft

Neighborhood

4245 Spire St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $1,785,000
$1.71M – $1.78M
95.8% – 100% of listTops out right at the list price
80% of listList price
243 of the last 484 home closings in 33981 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 6.

Sample: 484 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,265/mo
Principal & interest$9,309
Property taxes$1,063
Insurance$893
Down payment20% · $357,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,785,000

$374 per sq ft

Beds and baths

6 beds, 4 baths

Size

4,777 sq ft

Time on market

6 days

Year built

2008

Monthly payment

About $11,264/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,754 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS GAINESVILLE REALTY PARTNERSListing agent: Mark ElliottListing data from Stellar MLS, MLS# GC544122.

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