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Overview

1 bd2 ba1,240 sqftSingle Family
TypeSingle Family
HOA$2,000/yr
Built2013
Lot8,960 sqft
Living area1,240 sqft
Price / sqft$383

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingClubhouseDeed RestrictionsDog ParkFitness CenterGated Community - GuardDishwasher

548 Narrow Pond Rd is a 2013-built home in MT Olive Shores North 4th Add, Polk City. Inside you'll find 1 bedrooms, 2 bathrooms, and 1,240 square feet of living space. Listed at $475,000 (about $383/sqft), 374 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,000 annually.

From the listing

This lovingly maintained 1-bedroom, 2-bath home offers 1,240 sq ft of functional, open-concept living designed for easy entertaining and everyday comfort. Step inside and discover upgrades like a new roof in 2024, modern refrigerator (2023), and a high-efficiency water softener (2025). Exterior was painted two years ago. 25x55 RV port with SPF screened shades, Florida room overlooks a pond, outside patio features a gas fireplace and a concrete table and benches. Perfect to watch the West Side sunsets. The laundry room has a full bath plus attic storage above. Situated on a generous 8,960 sq ft lot, the home offers plenty of room for outdoor relaxation in a peaceful neighborhood. What truly sets this property apart is the vibrant 55+ community lifestyle. With two sparkling pools, two clubhouses, and a full calendar of daily activities, you'll enjoy a connected and active retirement lifestyle with like-minded neighbors. This is your chance to embrace the warmth, relaxation, and joy of Florida retirement — all from your very own piece of paradise.

The essentials

Built
2013
Price / sqft
$383
On market
374 days
Annual tax
$3,112
HOA
$2,000/yr
Flood zone
X · Low risk
Lot
8,960 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
8,960 sqft lot
Lot size
1,240 sqft
Living area

Payment

Est. monthly payment
$3,141/mo
Down payment (20%)
$95,000
Property taxes
$259/mo
HOA
$2,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
8,960 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
RV Garage
Days on Market
374
Ceiling Fans(s)
Lighting
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,112
Parcel #
25-27-05-298332-002560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MT Olive Shores North 4th Add
County
Polk
MLS Area
33868 - Polk City
Lot Size
8,960 sqft
HOA
$2,000/yr
Elisabeth Jean Louis

Price history

Date
Event
Price
10/4/2025
Listed for sale
Source: Stellar MLS #L4956346
$475,000
$383/sqft

Neighborhood

548 Narrow Pond Rd
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$467,500 – $475,000
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 33868 landed at this number or higher (51%). The median one sat 44 days before it went under contract, and this one is on day 374.

Sample: 87 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,141/mo
Principal & interest$2,477
Property taxes$259
Insurance$238
HOA$167
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$383 per sq ft

Beds and baths

1 beds, 2 baths

Size

1,240 sq ft

Time on market

374 days

Year built

2013

Monthly payment

About $3,141/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,112 annual tax bill, insurance, and the $2,000/yr HOA fee.

HOA fee

$2,000/yr

Managed by Elisabeth Jean Louis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWORTH CLARK REALTYListing agent: Douglass DillardListing data from Stellar MLS, MLS# L4956346.

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