

Overview
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About this home
4104 E County Road 540a is a 1978-built home in W F Hallam & Cos Farming & Trucking Land, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,897 square feet of living space. Listed at $249,950 (about $132/sqft), 260 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. NO HOA. NO CDD. BIG LOT. BIG POTENTIAL. If you’ve been looking for a home you can make your own instead of paying for someone else’s updates, THIS is the opportunity. Sitting on a spacious corner lot beneath beautiful mature oak trees, this classic red-brick 3-bedroom, 2-bath home offers nearly 1,900 square feet of living space, a two-car garage, cozy fireplace, generous storage, and a functional floor plan with plenty of room to renovate, personalize, and build equity. And here’s the best part—the big-ticket items have already received attention: Water Heater replaced in 2026, A/C replaced in 2023, and Roof replaced in 2018. Yes, this home needs some TLC—and that’s exactly where the opportunity is. The bedroom carpets have already been removed, giving you a blank canvas to choose the flooring and finishes YOU want. DON’T LET THE UPDATES SCARE YOU. RENOVATION FINANCING COMBINED WITH TRADITIONAL FINANCING MAY BE AVAILABLE! Qualified buyers may have the opportunity to finance the purchase of the home AND eligible renovations into one loan, allowing you to create the home you want without having to complete every improvement out of pocket after closing. Update the flooring. Remodel the kitchen. Refresh the bathrooms. Paint it. Modernize it. Make it YOURS. Whether you’re a buyer looking to create your own vision or an investor searching for a property with upside potential, this home gives you the space, location, and freedom to RENOVATE instead of settling. Conveniently located near shopping, dining, medical facilities, and everyday necessities. Don’t buy someone else’s vision. Bring yours. TAKE A HOUSE WITH POTENTIAL AND TURN IT INTO A HOME YOU LOVE.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,950
$132 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,897 sq ft
Time on market
260 days
Year built
1978
Monthly payment
About $1,527/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,173 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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