4104 E County Road 540a, photo 1
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Overview

3 bd2 ba1,897 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot13,159 sqft
Living area1,897 sqft
Price / sqft$132
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)L DiningPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Private MailboxPrivate YardDishwasher

4104 E County Road 540a is a 1978-built home in W F Hallam & Cos Farming & Trucking Land, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,897 square feet of living space. Listed at $249,950 (about $132/sqft), 260 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. NO HOA. NO CDD. BIG LOT. BIG POTENTIAL. If you’ve been looking for a home you can make your own instead of paying for someone else’s updates, THIS is the opportunity. Sitting on a spacious corner lot beneath beautiful mature oak trees, this classic red-brick 3-bedroom, 2-bath home offers nearly 1,900 square feet of living space, a two-car garage, cozy fireplace, generous storage, and a functional floor plan with plenty of room to renovate, personalize, and build equity. And here’s the best part—the big-ticket items have already received attention: Water Heater replaced in 2026, A/C replaced in 2023, and Roof replaced in 2018. Yes, this home needs some TLC—and that’s exactly where the opportunity is. The bedroom carpets have already been removed, giving you a blank canvas to choose the flooring and finishes YOU want. DON’T LET THE UPDATES SCARE YOU. RENOVATION FINANCING COMBINED WITH TRADITIONAL FINANCING MAY BE AVAILABLE! Qualified buyers may have the opportunity to finance the purchase of the home AND eligible renovations into one loan, allowing you to create the home you want without having to complete every improvement out of pocket after closing. Update the flooring. Remodel the kitchen. Refresh the bathrooms. Paint it. Modernize it. Make it YOURS. Whether you’re a buyer looking to create your own vision or an investor searching for a property with upside potential, this home gives you the space, location, and freedom to RENOVATE instead of settling. Conveniently located near shopping, dining, medical facilities, and everyday necessities. Don’t buy someone else’s vision. Bring yours. TAKE A HOUSE WITH POTENTIAL AND TURN IT INTO A HOME YOU LOVE.

The essentials

Built
1978
Price / sqft
$132
On market
260 days
Annual tax
$1,173
Flood zone
X · Low risk
Lot
13,159 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
2 car garage
Driveway
0.30 acres
Lot size
1,897 sqft
Living area

Payment

Est. monthly payment
$1,527/mo
Down payment (20%)
$49,990
Property taxes
$98/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
13,159 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
260
Ceiling Fans(s)
L Dining
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Private Mailbox
Private Yard
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Highland City Elem
Middle
Bartow Middle
High
Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,173
Parcel #
24-29-14-282500-006104

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
W F Hallam & Cos Farming & Trucking Land
County
Polk
MLS Area
33813 - Lakeland
Lot Size
13,159 sqft
LandscapedPaved

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #L4958848
$249,950-10.7%
$132/sqft
-
Price change
Source: Stellar MLS #L4958848
$279,850-15.2%
$148/sqft
1/27/2026
Listed for sale
Source: Stellar MLS #L4958848
$329,900
$174/sqft

Neighborhood

4104 E County Road 540a
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $249,950
$249,950
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 260 home closings in 33813 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 260 after a $79,950 cut.

Sample: 260 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,526/mo
Principal & interest$1,304
Property taxes$98
Insurance$125
Down payment20% · $49,990
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,950

$132 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,897 sq ft

Time on market

260 days

Year built

1978

Monthly payment

About $1,527/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,173 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREMAX EXPERTSListing agent: Gary DesmondListing data from Stellar MLS, MLS# L4958848.

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