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Overview

3 bd2 ba1,517 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot6,033 sqft
Living area1,517 sqft
Price / sqft$188
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

265 Lake Thomas Dr is a 1985-built home in Timber Wood, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,517 square feet of living space. Listed at $284,950 (about $188/sqft), 230 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to this beautifully renovated lakefront home located on Thomas Lake in Winter Haven, Florida! This charming two-story home combines modern upgrades with warm character, breathtaking water views, and lake access. Step inside to tall vaulted ceilings creating an open, spacious layout filled with natural light and prospective memories. The home features all-new flooring throughout and a completely updated kitchen showcasing stainless steel appliances, quartz countertops, brand-new cabinetry, and closet pantry, providing plenty of storage and room to cook or entertain. In the living room, you will find a cozy fireplace with a raised hearth and wood accents, adding a welcoming focal point to the downstairs. This home also features beautifully updated bathrooms and walk-in closets, as well as a brand new electric water heater and newer A/C units as of 2022 for added efficiency and comfort during those Florida summer days. Outside, you’ll find a newer roof as of 2022, a freshly painted exterior, an attached 1-car garage with a driveway, and plenty of space to enjoy the outdoors in the back yard or a day on the lake. Relax or entertain on the large rear patio, or spend a cozy night in the enclosed, two-story back porch, each offering gorgeous lake views. The third bedroom is located within the home’s loft and is equipped with a walk in closet and direct access to the upper back porch. This move-in-ready lakefront home blends those new enhancements, comfort, scenic surroundings, and the charm of living in Winter Haven, FL, making it an opportunity you won’t want to miss!

The essentials

Built
1985
Price / sqft
$188
On market
230 days
Annual tax
$1,169
Flood zone
AE
Lot
6,033 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Waterfront
Lake Front
1 car garage
6,033 sqft lot
Lot size
1,517 sqft
Living area

Payment

Est. monthly payment
$1,726/mo
Down payment (20%)
$56,990
Property taxes
$97/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
6,033 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
230
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,169
Parcel #
25-28-35-355063-000040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Timber Wood
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
6,033 sqft

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #L4959685
$284,950-5.0%
$188/sqft
-
Price change
Source: Stellar MLS #L4959685
$299,950-16.7%
$198/sqft
2/24/2026
Listed for sale
Source: Stellar MLS #L4959685
$359,950
$237/sqft

Neighborhood

265 Lake Thomas Dr
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $284,950
$282,500 – $284,950
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 198 home closings in 33880 landed at this number or higher (59%). The median one sat 42 days before it went under contract, and this one is on day 230 after a $75,000 cut.

Sample: 198 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,726/mo
Principal & interest$1,486
Property taxes$97
Insurance$142
Down payment20% · $56,990
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,950

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,517 sq ft

Time on market

230 days

Year built

1985

Monthly payment

About $1,726/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,169 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPORCHLIGHT HOMES LLCListing agent: Angie ReynoldsListing data from Stellar MLS, MLS# L4959685.

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