125 N Kentucky Ave #203, photo 1
Active
1 / 28

Overview

1 bd2 ba860 sqft1 car garageCondominium
TypeCondominium
HOA$925.7/mo
Built2007
Living area860 sqft
Price / sqft$349
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-in Closet(s)Window Treatments

125 N Kentucky Ave #203 is a 2007-built home in Lofts On The Park, Lakeland. Inside you'll find 1 bedrooms, 2 bathrooms, and 860 square feet of living space. Listed at $299,900 (about $349/sqft), 199 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $925.7 monthly.

From the listing

The LOFTS ON THE PARK – sounds intriguing, doesn’t it. What is it, where is it and what exactly is a Loft? This special opportunity is all about upscale downtown living next to beautiful Munn Park in the heart of our beautiful Lakeland activity district. Munn Park has been around longer than Lakeland itself, being labeled as a “public square” a year before the city’s incorporation in 1885. The area served as the backdrop for Lakeland’s bustling rail yard. Today, city officials are planning to revitalize the park at the center of the historic district. Also close by are Lakeland’s seven districts on the National Register of Historic Places. This second-floor unit is a former model with all the model home decor and furniture still highlighting this exceptional space. Featuring a BEDROOM, one and a half Baths, and a designer KITCHEN with GRANITE counters. The Master Bath, also featuring GRANITE and custom cabinets, is very private with both a WALK IN CLOSET and Washer and Dryer enclave. The interior designer that furnished this unit used the space to feature all the attractive aspects of this Loft lifestyle. The Lofts on the Park is a secure building with elevators and requiring code access. This unit includes a private parking space in the convenient parking garage on Main Street. If urban living is “up your alley” it doesn’t get better than this. Restaurants, coffee shops, specialty shops are all nearby. Enjoy the nearby lakes, parks, Hollis Gardens, the Saturday farmer market and First Friday lights up the whole downtown once a month when the streets are closed to traffic and the markets and car show open for all to see and visit. Schedule your showing and see what The LOFTS ON THE PARK are all about.

The essentials

Built
2007
Price / sqft
$349
On market
199 days
Annual tax
$4,501
HOA
$925.7/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
5 stories · 2007
1 car garage
Assigned
860 sqft
Living area

Payment

Est. monthly payment
$3,015/mo
Down payment (20%)
$59,980
Property taxes
$375/mo
HOA
$925.7/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2007
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Deeded, Guest
Days on Market
199
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Entrance
Private Mailbox
Sidewalk
Deed Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$4,501
Parcel #
24-28-18-211515-002030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lofts On The Park
County
Polk
MLS Area
33801 - Lakeland
City LimitsNear Public TransitSidewalkStreet BrickPaved
HOA
$925.7/mo
AIA/STEVE ALLEN

Price history

Date
Event
Price
3/27/2026
Listed for sale
Source: Stellar MLS #L4960609
$299,900
$349/sqft

Neighborhood

125 N Kentucky Ave #203
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 15 condo closings in Polk County landed at this number or higher (53%). The median one sat 18 days before it went under contract, and this one is on day 199.

Sample: 15 closed condo sales in Polk County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,015/mo
Principal & interest$1,564
Property taxes$375
Insurance$150
HOA$926
Down payment20% · $59,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$349 per sq ft

Beds and baths

1 beds, 2 baths

Size

860 sq ft

Time on market

199 days

Year built

2007

Monthly payment

About $3,015/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,501 annual tax bill, insurance, and the $925.7/mo HOA fee.

HOA fee

$925.7/mo

Managed by AIA/STEVE ALLEN.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHARPER REALTY FL, LLCListing agent: Dan KiehlListing data from Stellar MLS, MLS# L4960609.

Keep exploring Florida

Pick up where you left off, or see what else is out there.