3781 N Hiawatha Ter, photo 1
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Overview

3 bd2 ba1,568 sqftSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot10,200 sqft
Living area1,568 sqft
Price / sqft$131

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)StorageDishwasherMicrowaveRangeRefrigerator

3781 N Hiawatha Ter is a 1973-built home in Indian Waters Unit 02 Unrec, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,568 square feet of living space. Listed at $204,900 (about $131/sqft), 194 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

One or more photo(s) has been virtually staged. Amazing New Lower Price!!! Welcome to 3781 N Hiawatha Terrace, an updated Florida retreat in the heart of Crystal River! Perfectly positioned near the beautiful waterways that make this area so desirable, this move-in-ready home offers the ideal blend of comfort, style, and location. Step inside to discover 1,568 square feet of thoughtfully updated living space, where luxury vinyl plank flooring flows seamlessly throughout. The heart of the home—the kitchen—has been tastefully upgraded with solid surface countertops, modern cabinetry, and sleek stainless-steel appliances, creating a space that is as functional as it is inviting. New ceiling fans and contemporary light fixtures add a fresh, modern touch throughout. This home features three spacious bedrooms, two beautifully updated bathrooms, and a versatile bonus room—perfect for a home office, playroom, or additional living space to suit your needs. An indoor laundry room adds convenience to everyday living. Situated on an oversized lot, the outdoor space offers endless opportunities for entertaining, relaxing, or even storing your toys—perfect for enjoying the Florida lifestyle. Located just moments from the waterways and inlet to the renowned Crystal River, you’ll have easy access to boating, fishing, kayaking, and the natural beauty that makes this area so special. Crystal River is famous for its clear springs, manatee encounters, and laid-back coastal charm, making it a sought-after destination for both full-time residents and vacation homeowners alike. Don’t miss your opportunity to own a beautifully updated home in one of Florida’s most beloved waterfront communities—schedule your private showing today!

The essentials

Built
1973
Price / sqft
$131
On market
194 days
Annual tax
$1,970
Flood zone
AE
Lot
10,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
10,200 sqft lot
Lot size
1,568 sqft
Living area

Payment

Est. monthly payment
$1,336/mo
Down payment (20%)
$40,980
Property taxes
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
10,200 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
194
Ceiling Fans(s)
Storage
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$1,970
Parcel #
17E-18S-17-0000-4A0C0-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Waters Unit 02 Unrec
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
10,200 sqft

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #L4960718
$204,900
$131/sqft
-
Price change
Source: Stellar MLS #L4960718
$205,000-6.8%
$131/sqft
4/1/2026
Listed for sale
Source: Stellar MLS #L4960718
$219,900
$140/sqft

Neighborhood

3781 N Hiawatha Ter
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $204,900
$192,500 – $204,900
94.5% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 home closings in 34428 landed at this number or higher (52%). The median one sat 62 days before it went under contract, and this one is on day 194 after a $15,000 cut.

Sample: 66 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,335/mo
Principal & interest$1,069
Property taxes$164
Insurance$102
Down payment20% · $40,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$204,900

$131 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,568 sq ft

Time on market

194 days

Year built

1973

Monthly payment

About $1,336/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,970 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Jason StoneListing data from Stellar MLS, MLS# L4960718.

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