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Overview

4 bd2 ba2,201 sqft2 car garageSingle Family
TypeSingle Family
HOA$783/yr
Built2019
Lot9,483 sqft
Living area2,201 sqft
Price / sqft$227
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsSplit Bedroom

3171 Pearly Dr is a 2019-built home in Highlands Grace, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,201 square feet of living space. Listed at $499,900 (about $227/sqft), 192 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $783 annually.

From the listing

Welcome home to this beautifully designed residence featuring a modern, neutral color palette and quality construction by Tapia, showcasing the popular Bailey model. From the moment you arrive, you’ll be impressed by the stunning front elevation with stone accents, columns, a brick paver driveway and walkway, and a striking leaded glass front door. Inside, the home offers both a formal dining room and a charming breakfast nook, perfect for everyday living and entertaining. The spacious great room features volume tray ceilings with crown molding, which also extend into the primary suite, adding an elegant architectural touch throughout. The kitchen is thoughtfully appointed with sleek, upgraded wood cabinetry, granite countertops, and ample workspace, all complemented by wood window sills and a cohesive, high-end finish. The primary suite is a true retreat, complete with an upgraded walk-in closet and a luxurious en suite bath featuring an oversized shower, garden tub, and dual sinks. Durable and stylish wood-look tile flooring flows throughout the main living areas and all but three of the four bedrooms, offering both beauty and easy maintenance. Additional features include a full-home solar energy system with battery backup (to be paid off at closing by the sellers), fresh exterior paint, smart light switches throughout the home (some equipped with motion sensors), an alarm system, irrigation system, and a convenient side-entry garage. Because of the Solar Power system their average power bill from October 2025 to September 2026 has been $76.01 monthly Located in a gated South Lakeland community, this well loved home is close to schools, shopping, dining, and provides easy access to the Polk Parkway. Call today to schedule a private tour!

The essentials

Built
2019
Price / sqft
$227
On market
192 days
Annual tax
$2,849
HOA
$783/yr
Flood zone
X · Low risk
Lot
9,483 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
9,483 sqft lot
Lot size
2,201 sqft
Living area

Payment

Est. monthly payment
$3,160/mo
Down payment (20%)
$99,980
Property taxes
$237/mo
HOA
$783/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
9,483 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
192
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,849
Parcel #
24-29-15-284610-001490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highlands Grace
County
Polk
MLS Area
33812 - Lakeland
Lot Size
9,483 sqft
HOA
$783/yr
Garrison Property Services LLC / Crystal Bunch

Price history

Date
Event
Price
10/4/2026
Price change
Source: Stellar MLS #L4960766
$499,900-1.8%
$227/sqft
-
Price change
Source: Stellar MLS #L4960766
$509,000-7.5%
$231/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #L4960766
$550,000
$250/sqft

Neighborhood

3171 Pearly Dr
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$497,500 – $499,900
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 70 home closings in 33812 landed at this number or higher (57%). The median one sat 31 days before it went under contract, and this one is on day 192 after a $50,100 cut.

Sample: 70 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,160/mo
Principal & interest$2,607
Property taxes$237
Insurance$250
HOA$65
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$227 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,201 sq ft

Time on market

192 days

Year built

2019

Monthly payment

About $3,160/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,849 annual tax bill, insurance, and the $783/yr HOA fee.

HOA fee

$783/yr

Managed by Garrison Property Services LLC / Crystal Bunch.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Deborah GroganListing data from Stellar MLS, MLS# L4960766.

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