1053 / 1055 Captiva Pt, photo 1
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Overview

4 bd4 ba2,278 sqftDuplex
TypeDuplex
HOANone listed
Built1979
Lot15,856 sqft
Living area2,278 sqft
Price / sqft$145

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Lighting

1053 / 1055 Captiva Pt is a 1979-built home in Secret Cove Sub, Lakeland. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,278 square feet of living space. Listed at $331,000 (about $145/sqft), 173 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investment Opportunity with Immediate Income Potential! Duplex property (both sides) conveniently located with easy access to shopping, dining, and major highways, and less than 10 miles from downtown Lakeland. Situated in a high-demand rental area with tenants already in place, this property offers a seamless transition for its new owner with instant income potential. Recent improvements include a newer roof, and the property presents a great opportunity for an investor looking to complete renovations and add value over time.

The essentials

Built
1979
Price / sqft
$145
On market
173 days
Annual tax
$4,201
Flood zone
X · Low risk
Lot
15,856 sqft
Type
Duplex

At a glance

Multi-family
Built 1979
0.36 acres
Lot size
2,278 sqft
Living area

Payment

Est. monthly payment
$2,242/mo
Down payment (20%)
$66,200
Property taxes
$350/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
1979
Lot
15,856 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
173
Ceiling Fans(s)
Lighting
Elementary
Clarence Boswell Elem
Middle
Crystal Lake Middle/Jun
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,201
Parcel #
24-28-22-000000-021013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Secret Cove Sub
County
Polk
MLS Area
33801 - Lakeland
Lot Size
15,856 sqft

Price history

Date
Event
Price
4/20/2026
Listed for sale
Source: Stellar MLS #L4961119
$331,000
$145/sqft

Neighborhood

1053 / 1055 Captiva Pt
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $331,000
$330,000 – $331,000
99.5% – 100% of listTops out right at the list price
80% of listList price
93 of the last 164 home closings in 33801 landed at this number or higher (57%). The median one sat 27 days before it went under contract, and this one is on day 173.

Sample: 164 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,242/mo
Principal & interest$1,726
Property taxes$350
Insurance$166
Down payment20% · $66,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$331,000

$145 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,278 sq ft

Time on market

173 days

Year built

1979

Monthly payment

About $2,242/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,201 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Brian StephensListing data from Stellar MLS, MLS# L4961119.

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