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Overview

3 bd2 ba1,450 sqftSingle Family
TypeSingle Family
HOANone listed
Built2008
Lot14,985 sqft
Living area1,450 sqft
Price / sqft$172

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorPrivate MailboxElectric Water Heater

3456 Elm St is a 2008-built home in R & S Add, Zolfo Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $249,500 (about $172/sqft), 146 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Price improvement for this move-in ready property! This home in Zolfo Springs boasts a prime location! Just half a mile from Pioneer Park, you'll have easy access to the Peace River for canoeing, kayaking, fossil hunting, picnicking, playground fun, Wildlife Refuge and camping. The county seat of Wauchula is only 4 miles away, with the charming town of Arcadia just a 20-mile drive. This concrete block home features a master bedroom with an en-suite bath and walk-in shower, plus two additional bedrooms and a guest bath with a tub and shower combo. The open floor plan provides views from the living room to the dining room and kitchen, while a spacious utility room offers plenty of workspace and access to the carport. The yard is shaded by mature oak trees, adding to the home's appeal. A new roof was placed in January 2026.

The essentials

Built
2008
Price / sqft
$172
On market
146 days
Annual tax
$4,013
Flood zone
X · Low risk
Lot
14,985 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
0.34 acres
Lot size
1,450 sqft
Living area

Payment

Est. monthly payment
$1,760/mo
Down payment (20%)
$49,900
Property taxes
$334/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
14,985 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
146
Ceiling Fans(s)
Primary Bedroom Main Floor
Private Mailbox
Electric Water Heater
Flood Zone X
Annual Tax (2025)
$4,013
Parcel #
2734-25-0730-00014-0021

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
R & S Add
County
Hardee
MLS Area
33890 - Zolfo Springs
Lot Size
14,985 sqft
City LimitsLevelPaved

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #L4962027
$249,500-2.2%
$172/sqft
5/19/2026
Listed for sale
Source: Stellar MLS #L4962027
$255,000
$176/sqft

Neighborhood

3456 Elm St
Zolfo Springs, FL, 33890 · 33890 - Zolfo Springs

Market insights

Offer Insights

Choose an offer strength

List price: $249,500
$237,500 – $249,500
95.2% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 home closings in Hardee County landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 146 after a $5,500 cut.

Sample: 35 closed home sales in Hardee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,760/mo
Principal & interest$1,301
Property taxes$334
Insurance$125
Down payment20% · $49,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,500

$172 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,450 sq ft

Time on market

146 days

Year built

2008

Monthly payment

About $1,760/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,013 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byASHBROOK REALTY LLCListing agent: Sandy LarrisonListing data from Stellar MLS, MLS# L4962027.

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