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Overview

3 bd2 ba2,340 sqft3 car garageSingle Family
TypeSingle Family
HOA$400/yr
Built1998
Lot23,466 sqft
Living area2,340 sqft
Price / sqft$182
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSplit BedroomDisposalMicrowaveRange HoodRefrigerator

448 Lake Harris Dr is a 1998-built home in Scott Lake West Add, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,340 square feet of living space. Listed at $425,000 (about $182/sqft), 129 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 annually.

From the listing

Nestled in a desirable gated community in South Lakeland, 448 Lake Harris Dr. offers the perfect blend of comfort, style, and waterfront living. Situated on an oversized corner lot, this meticulously maintained home features a beautifully updated kitchen, fresh interior paint, crown molding, updated lighting and a versatile enclosed bonus room. The spacious primary suite provides a relaxing retreat with a whirlpool tub and large walk-in shower. Outside, enjoy your private backyard oasis complete with a cocktail pool and the property's true showpiece—a private dock on Lake Harris, offering breathtaking sunset views and an unmatched waterfront lifestyle. Additional highlights include an oversized three-car garage and a prime South Lakeland location close to shopping, dining, and major roadways. Don't miss this opportunity to enjoy beautiful lakefront living—schedule your private tour today.

The essentials

Built
1998
Price / sqft
$182
On market
129 days
Annual tax
$7,323
HOA
$400/yr
Flood zone
X · Low risk
Lot
23,466 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Lake Front
Private pool
In Ground
3 car garage
Garage Door Opener
0.54 acres
Lot size

Payment

Est. monthly payment
$3,073/mo
Down payment (20%)
$85,000
Property taxes
$610/mo
HOA
$400/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
23,466 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Oversized
Pool
In Ground, Screen Enclosure
Waterfront
Lake Front
Days on Market
129
Ceiling Fans(s)
High Ceilings
Split Bedroom
Disposal
Microwave
Range Hood
Refrigerator
Elementary
Highland Grove Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,323
Parcel #
23-29-12-140170-000230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Scott Lake West Add
County
Polk
MLS Area
33813 - Lakeland
Lot Size
23,466 sqft
Cul-De-SacPrivate
HOA
$400/yr
Brenda Wallace

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #L4962441
$425,000-5.6%
$182/sqft
-
Price change
Source: Stellar MLS #L4962441
$450,000-14.3%
$192/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #L4962441
$525,000
$224/sqft

Neighborhood

448 Lake Harris Dr
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 258 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 129 after a $100,000 cut.

Sample: 258 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,073/mo
Principal & interest$2,217
Property taxes$610
Insurance$213
HOA$33
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$182 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,340 sq ft

Time on market

129 days

Year built

1998

Monthly payment

About $3,073/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,323 annual tax bill, insurance, and the $400/yr HOA fee.

HOA fee

$400/yr

Managed by Brenda Wallace.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMARTListing agent: Mari MeadowsListing data from Stellar MLS, MLS# L4962441.

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