3435 Swindell Rd, photo 1
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Overview

4 bd2 ba1,449 sqftSingle Family
TypeSingle Family
HOANone listed
Built1971
Lot7,701 sqft
Living area1,449 sqft
Price / sqft$165

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSplit BedroomStone CountersThermostatPrivate YardSidewalk

3435 Swindell Rd is a 1971-built home in Winston Heights, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,449 square feet of living space. Listed at $239,000 (about $165/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home to 3435 Swindell Road, which is a 4-bedroom, 2-bathroom residence offering a functional layout and comfortable living spaces throughout. The main living areas feature durable tile flooring, while all four bedrooms are finished with laminate flooring for easy maintenance. The kitchen is designed for both everyday living and entertaining, showcasing granite countertops, an island with bar seating, and ample cabinet and workspace. Bedrooms two and three are connected by a convenient Jack-and-Jill bathroom configuration, while the guest bathroom offers a tub/shower combination and single vanity. Additional features include a dedicated laundry room, a whole-house generator for added peace of mind, and supplemental window A/C units that provide additional cooling options throughout the home. Step outside to enjoy the fully fenced backyard with a wood privacy fence, offering space for pets, play, gardening, or outdoor gatherings. Important updates include a septic drainfield replacement in 2022 and septic system service completed in August 2025. Conveniently located in Lakeland with easy access to shopping, dining, schools, and major roadways, this property offers a great combination of functionality, comfort, and value. Schedule your private showing today.

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The essentials

Built
1971
Price / sqft
$165
On market
121 days
Annual tax
$3,276
Flood zone
X · Low risk
Lot
7,701 sqft
Type
Single Family Residence

At a glance

Single family
Built 1971
7,701 sqft lot
Lot size
1,449 sqft
Living area

Payment

Est. monthly payment
$1,639/mo
Down payment (20%)
$47,800
Property taxes
$273/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1971
Lot
7,701 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
121
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Private Yard
Sidewalk
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,276
Parcel #
23-28-09-025510-010500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winston Heights
County
Polk
MLS Area
33810 - Lakeland
Lot Size
7,701 sqft
In CountySidewalkPavedUnincorporated

Price history

Date
Event
Price
6/15/2026
Listed for sale
Source: Stellar MLS #L4962777
$239,000
$165/sqft

Neighborhood

3435 Swindell Rd
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $239,000
$239,000
99.5% – 100% of listTops out right at the list price
80% of listList price
189 of the last 308 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 121.

Sample: 308 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,639/mo
Principal & interest$1,246
Property taxes$273
Insurance$120
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,000

$165 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,449 sq ft

Time on market

121 days

Year built

1971

Monthly payment

About $1,639/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,276 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byENGEL & VOELKERS LAKELANDListing agent: Lisa MathenyListing data from Stellar MLS, MLS# L4962777.

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