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Overview

3 bd2 ba2,074 sqft2 car garageSingle Family
TypeSingle Family
HOA$55/yr
Built2014
Lot6,900 sqft
Living area2,074 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboWalk-in Closet(s)ClubhouseDog ParkFitness CenterGated Community - GuardGolf Carts OK

4084 Stone Creek Loop is a 2014-built home in Lake Ashton Golf Club Ph 06, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,074 square feet of living space. Listed at $385,000 (about $186/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $55 annually.

From the listing

PRICE IMPROVEMENT AS OF 9/24/26. NO REMAINING CDD BALANCE—and a customized garage built for the Florida lifestyle. Welcome to 4084 Stone Creek Loop, located in the highly regarded 55+ community of Lake Ashton. This well-maintained home combines comfortable everyday living with two advantages that clearly separate it from much of the competition: the CDD assessment has already been paid in full, and the garage has been extensively customized to accommodate a boat and trailer measuring up to approximately 22 feet in overall length. Inside, the spacious kitchen offers abundant wood cabinetry, granite countertops, stainless-steel appliances, recessed lighting, decorative pendant lights, tile flooring, and an extended breakfast bar overlooking the main living area. The open arrangement provides excellent workspace and an easy flow for entertaining family and friends. The garage is truly one of the home’s standout features. Finished with impressive attention to detail, it includes a durable coated floor, extensive wall-mounted organization, bright overhead lighting, custom wood accents, and a specially designed recessed boat bay. Whether used for a bass boat, fishing equipment, tools, hobbies, golf-cart storage, or a serious workshop, this is the kind of space that is difficult and expensive to recreate. At the rear of the home, a large screened lanai expands the living area and provides a comfortable place to enjoy Florida mornings, evening breezes, or relaxed gatherings. The open backyard adds a pleasant sense of space without the upkeep of a private pool. Lake Ashton is known throughout the Lake Wales and Winter Haven area for its active-adult lifestyle, gated setting, golf, clubhouses, dining, recreation, social activities, and community atmosphere. Here, buyers can enjoy the amenities and lifestyle they are looking for while benefiting from a paid-off CDD and one of the most useful garage configurations available in the neighborhood. This is more than another Lake Ashton home—it is a property designed for someone who wants to enjoy Florida living without giving up the boat, tools, hobbies, or storage space that make retirement fun.

The essentials

Built
2014
Price / sqft
$186
On market
90 days
Annual tax
$2,743
HOA
$55/yr
Flood zone
X · Low risk
Lot
6,900 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Fitness center too
2 car garage
6,900 sqft lot
Lot size
2,074 sqft
Living area

Payment

Est. monthly payment
$2,434/mo
Down payment (20%)
$77,000
Property taxes
$229/mo
HOA
$55/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
6,900 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
90
Ceiling Fans(s)
Kitchen/Family Room Combo
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,743
Parcel #
27-29-19-865202-011930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Ashton Golf Club Ph 06
County
Polk
MLS Area
33859 - Lake Wales
Lot Size
6,900 sqft
City LimitsNear Golf CoursePaved
HOA
$55/yr
Tanisha Schroeder

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #L4963470
$385,000-2.5%
$186/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #L4963470
$395,000
$190/sqft

Neighborhood

4084 Stone Creek Loop
Lake Wales, FL, 33859 · 33859 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
68 of the last 108 home closings in 33859 landed at this number or higher (63%). The median one sat 33 days before it went under contract, and this one is on day 90 after a $10,000 cut.

Sample: 108 closed home sales in 33859 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,434/mo
Principal & interest$2,008
Property taxes$229
Insurance$193
HOA$5
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$385,000

$186 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,074 sq ft

Time on market

90 days

Year built

2014

Monthly payment

About $2,434/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,743 annual tax bill, insurance, and the $55/yr HOA fee.

HOA fee

$55/yr

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Don JerueListing data from Stellar MLS, MLS# L4963470.

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