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Overview

3 bd1 ba1,040 sqftSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot9,487 sqft
Living area1,040 sqft
Price / sqft$240

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About this home

Open FloorplanConvection OvenDisposalRefrigerator

109 2nd Jpv St is a 1958-built home in Jan Phyl Village, Winter Haven. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,040 square feet of living space. Listed at $250,000 (about $240/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

*** PRICE REDUCTION***Welcome to this newly remodeled 3-bedroom, 1-bath home. This charming home has been thoughtfully updated and is move-in ready, offering a perfect blend of modern finishes and comfortable living.Step inside to discover a bright, inviting interior featuring fresh updates throughout. The spacious living area flows into a functional kitchen with updated cabinetry, countertops, and appliances, making it ideal for both everyday living and entertaining. The three well-sized bedrooms provide plenty of space for family, guests, or a home office, while the renovated bathroom showcases stylish, contemporary finishes.Outside, you'll find a generous yard with room to relax, garden, or entertain. Conveniently located near schools, shopping, dining, parks, and major roadways, this home offers easy access to everything Winter Haven has. Don't miss this opportunity to own a beautifully remodeled home that's ready for its next owner. Schedule your private showing today!

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The essentials

Built
1958
Price / sqft
$240
On market
85 days
Annual tax
$2,689
Flood zone
X · Low risk
Lot
9,487 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
9,487 sqft lot
Lot size
1,040 sqft
Living area

Payment

Est. monthly payment
$1,653/mo
Down payment (20%)
$50,000
Property taxes
$224/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
9,487 sqft
Cooling
Central Air
Heating
Central
Parking
Covered
Days on Market
85
Open Floorplan
Convection Oven
Disposal
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,689
Parcel #
25-28-25-354300-000050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Jan Phyl Village
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
9,487 sqft

Price history

Date
Event
Price
8/9/2026
Price change
Source: Stellar MLS #L4963683
$250,000-2.0%
$240/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #L4963683
$255,000
$245/sqft

Neighborhood

109 2nd Jpv St
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$250,000
99.5% – 100% of listTops out right at the list price
80% of listList price
120 of the last 202 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 85 after a $5,000 cut.

Sample: 202 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,653/mo
Principal & interest$1,304
Property taxes$224
Insurance$125
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$240 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,040 sq ft

Time on market

85 days

Year built

1958

Monthly payment

About $1,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,689 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Marissa HippListing data from Stellar MLS, MLS# L4963683.

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