4078 Oak Loop #95, photo 1
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Overview

2 bd2 ba1,195 sqftCondominium
TypeCondominium
HOA$560/mo
Built2025
Lot1,215 sqft
Living area1,195 sqft
Price / sqft$151

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About this home

Ceiling Fans(s)Open FloorplanWalk-in Closet(s)ClubhouseCommunity MailboxDeed RestrictionsNo Truck/Rv/Motorcycle ParkingStreet Lights

4078 Oak Loop #95 is a 2025-built home in Meadow Oaks A Condo, Mulberry. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,195 square feet of living space. Listed at $179,900 (about $151/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $560 monthly.

From the listing

BUILT 2025 AND READY TO MOVE IN

The essentials

Built
2025
Price / sqft
$151
On market
81 days
Annual tax
$144
HOA
$560/mo
Flood zone
X · Low risk
Lot
1,215 sqft
Type
Condominium

At a glance

Condo
Built 2025
1,195 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$1,600/mo
Down payment (20%)
$35,980
Property taxes
$12/mo
HOA
$560/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2025
Lot
1,215 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
81
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Clubhouse
Community Mailbox
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$144
Parcel #
23-29-27-142030-000950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Meadow Oaks A Condo
County
Polk
MLS Area
33860 - Mulberry
Lot Size
1,215 sqft
HOA
$560/mo
Micheal Pereira

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #L4963883
$179,900
$151/sqft

Neighborhood

4078 Oak Loop #95
Mulberry, FL, 33860 · 33860 - Mulberry

Market insights

Offer Insights

Choose an offer strength

List price: $179,900
$179,900
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 15 condo closings in Polk County landed at this number or higher (53%). The median one sat 18 days before it went under contract, and this one is on day 81.

Sample: 15 closed condo sales in Polk County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,600/mo
Principal & interest$938
Property taxes$12
Insurance$90
HOA$560
Down payment20% · $35,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$179,900

$151 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,195 sq ft

Time on market

81 days

Year built

2025

Monthly payment

About $1,600/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $144 annual tax bill, insurance, and the $560/mo HOA fee.

HOA fee

$560/mo

Managed by Micheal Pereira.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDJ DELGADO MANAGEMENT GROUPListing agent: DJ DelgadoListing data from Stellar MLS, MLS# L4963883.

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