2055 S Floral Ave #165, photo 1
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Overview

2 bd2 ba1,546 sqftManufactured Home
TypeManufactured Home
HOA$105/mo
Built1984
Lot6,168 sqft
Living area1,546 sqft
Price / sqft$107

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatStorageBuyer Approval RequiredClubhouseCommunity MailboxGolf Carts OKPool

2055 S Floral Ave #165 is a 1984-built home in Floral Lakes, Bartow. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,546 square feet of living space. Listed at $165,000 (about $107/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 monthly.

From the listing

Welcome to lakefront living in Floral Lakes, a desirable 55+ community in Bartow offering a relaxed Florida lifestyle with an abundance of amenities and conveniences. This beautifully positioned home sits on a lakefront corner lot and is conveniently located near the rear entrance of the community, providing quick and easy access. Bring your golf cart and your boat and enjoy everything Florida living has to offer! Just steps from the home, you'll find your own private dock, creating the perfect spot to enjoy peaceful mornings, beautiful sunsets, fishing, boating and relaxing by the water. The community also offers a pool, clubhouse, shuffleboard and private boat ramp, providing plenty of opportunities to stay active and enjoy the Florida sunshine. Inside, the home offers a comfortable and functional layout with luxury vinyl plank flooring throughout the home. The rear sunroom features tile flooring and is fully air-conditioned, providing a comfortable space to enjoy the natural light and peaceful lake views while staying cool and comfortable. The property also features a covered carport, providing convenient sheltered parking and additional protection from the Florida sun and weather. There's plenty of opportunity to make the outdoor space your own while taking full advantage of the lakefront setting. Additional peace of mind comes from new hurricane tie-downs installed in 2018. The combination of a lakefront location, private dock, corner lot, covered carport, desirable community amenities and comfortable interior spaces makes this a unique opportunity to enjoy the best of the Florida lifestyle. Floral Lakes is conveniently located near downtown Bartow, with easy access to shopping, dining, medical facilities, major roadways, Lakeland and Winter Haven. Whether you're looking for a full-time residence or a seasonal Florida getaway, this property offers the opportunity to relax, enjoy the water and make the most of life in sunny Florida. Come see why lakefront living in Floral Lakes is such a special opportunity!

The essentials

Built
1984
Price / sqft
$107
On market
53 days
Annual tax
$724
HOA
$105/mo
Flood zone
X · Low risk
Lot
6,168 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
Waterfront
Lake Front
Community pool
Shared amenity
6,168 sqft lot
Lot size
1,546 sqft
Living area

Payment

Est. monthly payment
$1,109/mo
Down payment (20%)
$33,000
Property taxes
$60/mo
HOA
$105/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
6,168 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Waterfront
Lake Front
Days on Market
53
Ceiling Fans(s)
Thermostat
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Golf Carts OK
Pool
Tennis Court(s)
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$724
Parcel #
25-30-18-429920-001650

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Floral Lakes
County
Polk
MLS Area
33830 - Bartow
Lot Size
6,168 sqft
Corner LotCity LimitsPaved
HOA
$105/mo
Tena Weltz

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #L4964380
$165,000
$107/sqft

Neighborhood

2055 S Floral Ave #165
Bartow, FL, 33830 · 33830 - Bartow

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 205 home closings in 33830 landed at this number or higher (56%). The median one sat 42 days before it went under contract, and this one is on day 53.

Sample: 205 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,108/mo
Principal & interest$861
Property taxes$60
Insurance$83
HOA$105
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$107 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,546 sq ft

Time on market

53 days

Year built

1984

Monthly payment

About $1,109/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $724 annual tax bill, insurance, and the $105/mo HOA fee.

HOA fee

$105/mo

Managed by Tena Weltz.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Michael GayListing data from Stellar MLS, MLS# L4964380.

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