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Overview

4 bd2 ba1,826 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2023
Lot7,218 sqft
Living area1,826 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)DishwasherMicrowave

3645 Diving Dove Ln is a 2023-built home in Wind Mdws South Ph One, Bartow. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,826 square feet of living space. Listed at $319,000 (about $175/sqft), 48 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Like new, beautifully maintained 4-bedroom, 2-bath home in the desirable Wind Meadows South community of Bartow! Built in 2023, this move-in-ready home offers the perfect combination of modern living, comfortable spaces, and an amenity-rich community. Step inside to a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features a large island, stainless-steel appliances, and plenty of cabinet and counter space, opening seamlessly to the dining and living areas. The split-bedroom layout provides privacy for the primary suite, while three additional bedrooms offer flexibility for family, guests and a home office. Enjoy Florida living from the covered rear porch. With a 2-car garage and thoughtful layout throughout, this home offers easy, low-maintenance living without sacrificing space. Wind Meadows South adds even more to the lifestyle, with a community pool, playground, and 2 dog parks—perfect for enjoying time outdoors with family and four-legged friends. Sidewalks and a welcoming neighborhood setting make this a wonderful place to call home. Conveniently located with easy access to Lakeland (only 5 minutes from 540A), shopping, dining, recreation, and major roadways. Why wait for new construction when you can enjoy a newer home that is already move-in ready?

The essentials

Built
2023
Price / sqft
$175
On market
48 days
Annual tax
$3,757
HOA
$100/yr
Flood zone
X · Low risk
Lot
7,218 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
7,218 sqft lot
Lot size
1,826 sqft
Living area

Payment

Est. monthly payment
$2,145/mo
Down payment (20%)
$63,800
Property taxes
$313/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
7,218 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
48
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Spessard L. Holland Elementary
Middle
Bartow Middle
High
Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$3,757
Parcel #
24-29-26-289501-003410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wind Mdws South Ph One
County
Polk
MLS Area
33812 - Lakeland
Lot Size
7,218 sqft
HOA
$100/yr
Highland Community Management

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #L4964634
$319,000
$175/sqft

Neighborhood

3645 Diving Dove Ln
Bartow, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $319,000
$317,500 – $319,000
99.5% – 100% of listTops out right at the list price
80% of listList price
42 of the last 73 home closings in 33812 landed at this number or higher (58%). The median one sat 31 days before it went under contract, and this one is on day 48.

Sample: 73 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,144/mo
Principal & interest$1,664
Property taxes$313
Insurance$160
HOA$8
Down payment20% · $63,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,000

$175 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,826 sq ft

Time on market

48 days

Year built

2023

Monthly payment

About $2,145/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,757 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Highland Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byXCELLENCEListing agent: Leigh HarrisListing data from Stellar MLS, MLS# L4964634.

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