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About this home
1290 E Gilbert St is a 1997-built home in Oakland Add, Bartow. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,070 square feet of living space. Listed at $459,000 (about $222/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
$10,000 SELLER CONTRIBUTION TOWARD BUYER’S CLOSING COSTS & PREPAID EXPENSES! Welcome to this exceptional 3-bedroom, 2-bathroom home offering 2,070 square feet of comfortable living space on a desirable corner lot in Bartow’s peaceful Oakland neighborhood. More than $50,000 in upgrades and improvements have been completed within the past two years, including a brand-new HVAC system and a Generac whole-home generator installed in 2024. Add the Vivint security system, private screened-in-ground pool, spacious fenced backyard, and no HOA, and you have a home designed for comfort, convenience, and peace of mind. Inside, you'll find soaring vaulted ceilings, beautiful wood and tile flooring, and a spacious living area centered around a brick wood-burning fireplace. The open layout flows naturally into the formal dining area and a versatile secondary lounge space that can serve as a home office, sitting room, playroom, or additional gathering area. With direct access to the pool, this flexible space makes indoor-outdoor living especially convenient. The updated kitchen features solid-surface countertops, white cabinetry, a breakfast bar overlooking the living area, and all-new appliances installed in 2025. A new solar tube added in April 2026 brings additional natural light into the kitchen and living space. The primary suite offers a private retreat with an en-suite bathroom featuring dual vanities and a walk-in shower. The guest bathroom has been updated with a new vanity and toilet. Step outside to enjoy one of the home's standout features: a large screened-in-ground pool, covered patio, and expansive fenced backyard with plenty of room for entertaining, pets, gardening, and outdoor activities. The corner-lot setting provides additional usable yard space, while the covered front porch with brick pavers and a built-in swing creates a welcoming first impression. Recent improvements include the brand-new HVAC system, Generac whole-home generator, and roof rejuvenation treatment to help extend the roof’s service life. The attached 2-car garage features epoxy flooring and dedicated home gym space. A sprinkler system and Vivint security system add convenience and peace of mind. Conveniently located near historic Downtown Bartow, local shopping, dining, schools, parks, community amenities, and major roadways, this home offers easy access to surrounding Polk County communities while maintaining a peaceful neighborhood setting. Seller is offering a $10,000 contribution toward buyer’s closing costs and prepaid expenses with an acceptable offer. Buyer to verify eligibility and terms with their lender. With its $50K+ in recent improvements, whole-home Generac generator, brand-new HVAC, Vivint security system, private screened pool, generous fenced corner lot, flexible living spaces, and no HOA, this is a home that truly stands apart.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$459,000
$222 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,070 sq ft
Time on market
39 days
Year built
1997
Monthly payment
About $3,208/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,016 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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