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Overview

3 bd2 ba2,070 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1997
Lot17,394 sqft
Living area2,070 sqft
Price / sqft$222
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit Bedroom

1290 E Gilbert St is a 1997-built home in Oakland Add, Bartow. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,070 square feet of living space. Listed at $459,000 (about $222/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

$10,000 SELLER CONTRIBUTION TOWARD BUYER’S CLOSING COSTS & PREPAID EXPENSES! Welcome to this exceptional 3-bedroom, 2-bathroom home offering 2,070 square feet of comfortable living space on a desirable corner lot in Bartow’s peaceful Oakland neighborhood. More than $50,000 in upgrades and improvements have been completed within the past two years, including a brand-new HVAC system and a Generac whole-home generator installed in 2024. Add the Vivint security system, private screened-in-ground pool, spacious fenced backyard, and no HOA, and you have a home designed for comfort, convenience, and peace of mind. Inside, you'll find soaring vaulted ceilings, beautiful wood and tile flooring, and a spacious living area centered around a brick wood-burning fireplace. The open layout flows naturally into the formal dining area and a versatile secondary lounge space that can serve as a home office, sitting room, playroom, or additional gathering area. With direct access to the pool, this flexible space makes indoor-outdoor living especially convenient. The updated kitchen features solid-surface countertops, white cabinetry, a breakfast bar overlooking the living area, and all-new appliances installed in 2025. A new solar tube added in April 2026 brings additional natural light into the kitchen and living space. The primary suite offers a private retreat with an en-suite bathroom featuring dual vanities and a walk-in shower. The guest bathroom has been updated with a new vanity and toilet. Step outside to enjoy one of the home's standout features: a large screened-in-ground pool, covered patio, and expansive fenced backyard with plenty of room for entertaining, pets, gardening, and outdoor activities. The corner-lot setting provides additional usable yard space, while the covered front porch with brick pavers and a built-in swing creates a welcoming first impression. Recent improvements include the brand-new HVAC system, Generac whole-home generator, and roof rejuvenation treatment to help extend the roof’s service life. The attached 2-car garage features epoxy flooring and dedicated home gym space. A sprinkler system and Vivint security system add convenience and peace of mind. Conveniently located near historic Downtown Bartow, local shopping, dining, schools, parks, community amenities, and major roadways, this home offers easy access to surrounding Polk County communities while maintaining a peaceful neighborhood setting. Seller is offering a $10,000 contribution toward buyer’s closing costs and prepaid expenses with an acceptable offer. Buyer to verify eligibility and terms with their lender. With its $50K+ in recent improvements, whole-home Generac generator, brand-new HVAC, Vivint security system, private screened pool, generous fenced corner lot, flexible living spaces, and no HOA, this is a home that truly stands apart.

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The essentials

Built
1997
Price / sqft
$222
On market
39 days
Annual tax
$7,016
Flood zone
X · Low risk
Lot
17,394 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Private pool
Gunite
2 car garage
Driveway
0.40 acres
Lot size
2,070 sqft
Living area

Payment

Est. monthly payment
$3,208/mo
Down payment (20%)
$91,800
Property taxes
$585/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
17,394 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Oversized
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
39
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Private Mailbox
Rain Gutters
Sidewalk
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,016
Parcel #
25-30-08-422500-006081

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakland Add
County
Polk
MLS Area
33830 - Bartow
Lot Size
17,394 sqft
Corner LotLandscapedLevel

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #L4964979
$459,000
$222/sqft

Neighborhood

1290 E Gilbert St
Bartow, FL, 33830 · 33830 - Bartow

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$457,500 – $459,000
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 221 home closings in 33830 landed at this number or higher (56%). The median one sat 42 days before it went under contract, and this one is on day 39.

Sample: 221 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,208/mo
Principal & interest$2,394
Property taxes$585
Insurance$230
Down payment20% · $91,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$222 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,070 sq ft

Time on market

39 days

Year built

1997

Monthly payment

About $3,208/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,016 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4964979.

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