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Overview

4 bd3 ba2,792 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,000/yr
Built2015
Lot15,560 sqft
Living area2,792 sqft
Price / sqft$283
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

5074 Shore Side Dr is a 2015-built home in Waters Edge, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,792 square feet of living space. Listed at $789,000 (about $283/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,000 annually.

From the listing

Welcome to this beautifully maintained 4 bedroom, 3 bath home with an additional office/bonus room, located in the desirable gated community of Waters Edge along scenic Banana Lake in South Lakeland. Situated on a corner lot, this home offers excellent curb appeal, a spacious 3-car garage, and an impressive backyard designed for both relaxing and entertaining. Inside, the open concept floor plan creates an inviting flow throughout the main living spaces. The spacious kitchen features granite countertops, two oversized islands, stainless steel appliances, abundant cabinetry, and plenty of room for gathering. Beautiful details throughout the home include crown molding, plantation shutters, and tray ceilings. The private primary suite offers a peaceful retreat with custom closets, dual vanities, and a large walk-in shower. Large stacking sliders open completely to the expansive covered lanai, seamlessly extending the living space outdoors. The screened backyard is truly an entertainer’s dream, featuring a 16’ x 40’ heated saltwater pool and spa equipped with a Pentair SMART system. Whether you’re enjoying a quiet morning by the pool or hosting friends and family, this outdoor space offers the perfect setting for Florida living. Additional features include a BRAND NEW AC system installed in 2026, added hanging storage shelving in the 3-car garage, irrigation system, interior laundry room, and numerous thoughtful upgrades throughout. The exterior was freshly painted in 2025, giving the home a fresh, updated look. Located in one of South Lakeland’s desirable gated communities, Waters Edge offers beautiful lakefront surroundings and a convenient location close to shopping, dining, schools, and everyday amenities. With its corner lot location, spacious floor plan, impressive pool area, and recent major updates, this home is ready for its next owners to enjoy. Enjoy added privacy and ambiance with 35 newly planted trees and plants lining the rear property line.

The essentials

Built
2015
Price / sqft
$283
On market
30 days
Annual tax
$7,558
HOA
$1,000/yr
Flood zone
X · Low risk
Lot
15,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Water views
Water
Private pool
Heated
3 car garage
0.36 acres
Lot size

Payment

Est. monthly payment
$5,222/mo
Down payment (20%)
$157,800
Property taxes
$630/mo
HOA
$1,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
15,560 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Chlorine Free, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
Days on Market
30
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Street Lights
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$7,558
Parcel #
24-29-10-280565-000170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waters Edge
County
Polk
MLS Area
33812 - Lakeland
Lot Size
15,560 sqft
Corner Lot
HOA
$1,000/yr
Melissa Wilson

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #L4965017
$789,000-1.3%
$283/sqft
9/12/2026
Listed for sale
Source: Stellar MLS #L4965017
$799,000
$286/sqft

Neighborhood

5074 Shore Side Dr
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $789,000
$785,000 – $789,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 70 home closings in 33812 landed at this number or higher (57%). The median one sat 31 days before it went under contract, and this one is on day 30 after a $10,000 cut.

Sample: 70 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,222/mo
Principal & interest$4,115
Property taxes$630
Insurance$395
HOA$83
Down payment20% · $157,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$789,000

$283 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,792 sq ft

Time on market

30 days

Year built

2015

Monthly payment

About $5,222/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,558 annual tax bill, insurance, and the $1,000/yr HOA fee.

HOA fee

$1,000/yr

Managed by Melissa Wilson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Heather PadgettListing data from Stellar MLS, MLS# L4965017.

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