451 Cameo Dr, photo 1
Active Under Contract
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Overview

2 bd2 ba1,586 sqftHalf Duplex
TypeHalf Duplex
HOA$433.33/mo
Built1975
Lot2,626 sqft
Living area1,586 sqft
Price / sqft$107

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboStone CountersThermostatLightingDeed RestrictionsStreet LightsDishwasher

451 Cameo Dr is a 1975-built home in Imperial Southgate Villas Sec, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,586 square feet of living space. Listed at $169,900 (about $107/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $433.33 monthly.

From the listing

Under contract-accepting backup offers. Welcome to 451 Cameo Drive, a beautifully updated 2-bedroom, 2-bath villa offering 1,586 square feet of comfortable, well-designed living in the desirable Imperial Southgate Villas community. Designed for easy living, this spacious home offers a low-maintenance lifestyle without compromising on room to relax or entertain. The floor plan includes a formal living room and dining room, plus a separate family room that can easily serve as a home office, hobby area, or additional gathering space. Just off the dining room, a shared patio provides a pleasant setting for morning coffee, outdoor dining, or quiet relaxation. The updated kitchen combines style and functionality with newer cabinetry, granite countertops, stainless steel appliances, a closet pantry, and ample workspace. Direct access from the kitchen to the interior laundry room adds everyday convenience and efficiency. Luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters in main living areas, retextured ceilings, updated light fixtures, and ceiling fans. New interior doors and remodeled bathrooms enhance the home’s modern appeal, with granite countertops and tiled showers. A tile roof and an approximately eight-year-old air-conditioning system, new windows, and a newer water heater add further value and peace of mind. The location is equally appealing. Situated adjacent to the Kelly Recreation Complex, the home offers convenient access to a fitness center, swimming, tennis, pickleball, exercise classes, and a variety of recreational programs. The $433.33 per month association fee supports a truly low-maintenance lifestyle and includes basic cable, basic internet, water, sewer, trash pickup, and lawn maintenance. With many routine expenses and exterior responsibilities covered, you can spend more time enjoying your home and the surrounding community. Conveniently located in South Lakeland, 451 Cameo Drive is just minutes from shopping, dining, medical facilities, downtown Lakeland, and the Polk Parkway. Spacious, updated, and thoughtfully located, this inviting villa offers the comfort of a single-family home with the convenience and ease of maintenance buyers are seeking. Call today for your private showing.

The essentials

Built
1975
Price / sqft
$107
On market
26 days
Annual tax
$1,171
HOA
$433.33/mo
Flood zone
X · Low risk
Lot
2,626 sqft
Type
Half Duplex

At a glance

Multi-family
Built 1975
2,626 sqft lot
Lot size
1,586 sqft
Living area

Payment

Est. monthly payment
$1,502/mo
Down payment (20%)
$33,980
Property taxes
$98/mo
HOA
$433.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Half Duplex
Year Built
1975
Lot
2,626 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
26
Ceiling Fans(s)
Living Room/Dining Room Combo
Stone Counters
Thermostat
Lighting
Deed Restrictions
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Southwest Elem
Middle
Southwest Middle School
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,171
Parcel #
23-28-36-139030-001970

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Imperial Southgate Villas Sec
County
Polk
MLS Area
33803 - Lakeland
Lot Size
2,626 sqft
City LimitsLevelPaved
HOA
$433.33/mo
Beverly Kelly

Price history

Date
Event
Price
10/11/2026
Pending sale
Source: Stellar MLS #L4965088
$169,900
$107/sqft
9/17/2026
Listed for sale
Source: Stellar MLS #L4965088
$169,900
$107/sqft

Neighborhood

451 Cameo Dr
Lakeland, FL, 33803 · 33803 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $169,900
$169,900
99.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 147 home closings in 33803 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 26.

Sample: 147 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,502/mo
Principal & interest$886
Property taxes$98
Insurance$85
HOA$433
Down payment20% · $33,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,900

$107 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,586 sq ft

Time on market

26 days

Year built

1975

Monthly payment

About $1,502/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,171 annual tax bill, insurance, and the $433.33/mo HOA fee.

HOA fee

$433.33/mo

Managed by Beverly Kelly.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Martha HarrisonListing data from Stellar MLS, MLS# L4965088.

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