126 Harbor Way, photo 1
Active
1 / 39

Overview

3 bd2 ba2,098 sqft2 car garageSingle Family
TypeSingle Family
HOA$175/mo
Built2005
Lot6,390 sqft
Living area2,098 sqft
Price / sqft$164
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumCrown MoldingSplit BedroomStone CountersTray Ceiling(s)Walk-in Closet(s)Fire Pit

126 Harbor Way is a 2005-built home in Ariana Harbor, Auburndale. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,098 square feet of living space. Listed at $345,000 (about $164/sqft), 18 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

Welcome to 126 Harbor Way, a beautifully maintained and thoughtfully updated 3-bedroom, 2-bath home offering 2,098 square feet of living space in the gated Ariana Harbor community of Auburndale. With beautiful hardwood flooring, inviting living spaces, an updated kitchen, a spacious Florida room, and an impressive collection of upgrades, this home provides a wonderful combination of character, comfort, and convenience. From the moment you step inside, the home feels warm and welcoming. Beautiful hardwood floors, tray ceilings, and thoughtful architectural details create an inviting atmosphere, while the main living area features a fireplace that serves as a natural gathering place. The floor plan offers plenty of flexibility with multiple living and dining spaces, making it easy to enjoy everyday life or entertain guests. The beautifully updated kitchen features rich cabinetry, stone countertops, stainless steel appliances, an attractive backsplash, and generous counter space. A convenient breakfast bar and adjoining breakfast nook provide comfortable options for casual dining, while the separate formal dining room is perfect for hosting gatherings and special occasions. The home features three spacious bedrooms, including one currently configured as an office with built-in bookshelves and a custom desk. This versatile room is ideal for working from home, a private library, or additional bedroom space. The primary suite features a tray ceiling and generous proportions, while the bathrooms offer thoughtful features, including a jetted soaking tub. One of the home's standout features is the Florida room, providing an additional comfortable space to relax and unwind. Complete with its own electric fireplace, this area is perfect for a second sitting room, game room, hobby space, or simply enjoying quiet evenings at home. Outdoors, a pergola-covered paver patio creates an inviting setting for grilling, entertaining, or enjoying Florida's beautiful weather. Additional exterior improvements include attractive stone accents, updated gutters, landscape edging, and outdoor lighting. The list of practical upgrades is equally impressive. The home features a recently installed Daikin multi-heat-pump HVAC system, approximately six months old, along with a whole-home Generac 22 kW generator supported by a 250-gallon propane tank. Additional conveniences include an in-house central vacuum system, an interior laundry room with added closet storage, exterior security cameras, an alarm system, and an attached two-car garage with updated flooring and paint. Beyond the home itself, Ariana Harbor offers the added benefits of gated community living, a community swimming pool, tennis courts, clubhouse, and lawn maintenance, allowing residents to spend less time on yardwork and more time enjoying their surroundings. With 2,098 square feet of living space, beautiful hardwood floors, multiple gathering areas, an updated kitchen, dedicated office space, Florida room, whole-home generator, recently upgraded HVAC system, and inviting outdoor living, 126 Harbor Way offers a fantastic combination of functionality and thoughtful improvements in one of Auburndale's established gated communities. Schedule your private showing and experience everything this property has to offer.

The essentials

Built
2005
Price / sqft
$164
On market
18 days
Annual tax
$1,690
HOA
$175/mo
Flood zone
X · Low risk
Lot
6,390 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Shared amenity
2 car garage
6,390 sqft lot
Lot size
2,098 sqft
Living area

Payment

Est. monthly payment
$2,287/mo
Down payment (20%)
$69,000
Property taxes
$141/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
6,390 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
18
Ceiling Fans(s)
Central Vaccum
Crown Molding
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Fire Pit
Clubhouse
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$1,690
Parcel #
25-27-34-304507-000140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ariana Harbor
County
Polk
MLS Area
33823 - Auburndale
Lot Size
6,390 sqft
City LimitsPaved
HOA
$175/mo
Jim Chapman

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #L4965430
$345,000
$164/sqft

Neighborhood

126 Harbor Way
Auburndale, FL, 33823 · 33823 - Auburndale

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
167 of the last 281 home closings in 33823 landed at this number or higher (59%). The median one sat 34 days before it went under contract, and this one is on day 18.

Sample: 281 closed home sales in 33823 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,288/mo
Principal & interest$1,799
Property taxes$141
Insurance$173
HOA$175
Down payment20% · $69,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$164 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,098 sq ft

Time on market

18 days

Year built

2005

Monthly payment

About $2,287/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,690 annual tax bill, insurance, and the $175/mo HOA fee.

HOA fee

$175/mo

Managed by Jim Chapman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE MARKET REALTY COMPANYListing agent: Brock JenningsListing data from Stellar MLS, MLS# L4965430.

Keep exploring Florida

Pick up where you left off, or see what else is out there.