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Overview

4 bd3 ba2,762 sqft3 car garageSingle Family
TypeSingle Family
HOA$330/yr
Built1995
Lot16,117 sqft
Living area2,762 sqft
Price / sqft$210
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

2809 Chatsworth Ln is a 1995-built home in Chatsworth, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,762 square feet of living space. Listed at $580,000 (about $210/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 annually.

From the listing

Welcome to this beautiful 4-bedroom, 3-bath pool home in desirable South Lakeland, offering charm, character, and thoughtful updates throughout! This spacious home features a dedicated office, multiple living areas, rich bamboo flooring, custom built-ins, a wood-burning fireplace, and a separate living room with a wet bar. The beautifully updated kitchen boasts white cabinetry, granite countertops, stainless steel appliances, and bar seating. Retreat to the spacious primary suite featuring an electric fireplace and a luxurious bathroom with a clawfoot soaking tub and walk-in shower. Step outside to your own private backyard oasis, complete with a sparkling pool, covered patio, mature landscaping, and an oversized three-car garage. Conveniently located near Valleyview Elementary and George Jenkins High School, with easy access to the Polk Parkway, shopping, dining, entertainment, and medical facilities. Centrally located between Tampa and Orlando, this one-of-a-kind home offers the perfect blend of comfort, character, and convenience! *** Features and updates*** Roof(2017), Flat roof on the back(2026), A/C(2023), Solar panels(2022), Windows and doors replaced(2021), water heater(2023),kitchen appliances(within 3 years), Kitchen cabinets and countertops replaced(2021).

The essentials

Built
1995
Price / sqft
$210
On market
4 days
Annual tax
$5,553
HOA
$330/yr
Flood zone
X · Low risk
Lot
16,117 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
3 car garage
Driveway
0.37 acres
Lot size
2,762 sqft
Living area

Payment

Est. monthly payment
$3,806/mo
Down payment (20%)
$116,000
Property taxes
$463/mo
HOA
$330/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
16,117 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side
Pool
In Ground, Child Safety Fence, Gunite, Outside Bath Access
Days on Market
4
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Fire Pit
Garden
Lighting
Permeable Paving
Private Yard
Rain Barrel/Cistern(s)
Storage
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Refrigerator
Washer
Elementary
Valleyview Elem
Middle
Lake Gibson Middle/Junio
High
Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,553
Parcel #
24-29-16-284546-000210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Chatsworth
County
Polk
MLS Area
33812 - Lakeland
Lot Size
16,117 sqft
LandscapedOversized LotStreet Dead-EndPaved
HOA
$330/yr
Clifford Medalle

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #L4965714
$580,000
$210/sqft

Neighborhood

2809 Chatsworth Ln
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $580,000
$575,000 – $580,000
99.5% – 100% of listTops out right at the list price
80% of listList price
44 of the last 78 home closings in 33812 landed at this number or higher (56%). The median one sat 27 days before it went under contract, and this one is on day 4.

Sample: 78 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,806/mo
Principal & interest$3,025
Property taxes$463
Insurance$290
HOA$28
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$580,000

$210 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,762 sq ft

Time on market

4 days

Year built

1995

Monthly payment

About $3,806/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,553 annual tax bill, insurance, and the $330/yr HOA fee.

HOA fee

$330/yr

Managed by Clifford Medalle.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCLARK REALTY LLCListing agent: Gwen ClarkListing data from Stellar MLS, MLS# L4965714.

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