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Overview

5 bd6 ba4,436 sqft2 car garageSingle Family
TypeSingle Family
HOA$447/mo
Built2019
Lot10,240 sqft
Living area4,436 sqft
Price / sqft$823
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone Counters

4860 Watersong Way is a 2019-built home in Watersong Pud One, Fort Pierce. Inside you'll find 5 bedrooms, 6 bathrooms, and 4,436 square feet of living space. Listed at $3,650,000 (about $823/sqft), 159 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $447 monthly.

From the listing

Breathtaking Oceanfront 5-bedroom home. Incredible views from this Beautiful custom-designed Key West home, located on South Hutchinson Island in the gated, Direct Ocean community of Watersong. The home has 4 en-suite bedrooms each with a full bath. The Owners Suite enjoys two large walk-in closets, a spacious bath with stunning views of the Atlantic Ocean. Multiple covered terraces and entertaining areas. Elevator to all three levels. Plank tile throughout. Club room with built-in bar. Community pool and beach cabana. Additional lot available for sale offers privacy and long term value. Package price for home and additional lot $4,650,000. Floor plan attached. Be sure to watch the video!

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The essentials

Built
2019
Price / sqft
$823
On market
159 days
Annual tax
$42,580
HOA
$447/mo
Flood zone
AE
Lot
10,240 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2019
Waterfront
Beach Front
Community pool
Shared amenity
2 car garage
Garage Door Opener
10,240 sqft lot
Lot size

Payment

Est. monthly payment
$24,856/mo
Down payment (20%)
$730,000
Property taxes
$3,548/mo
HOA
$447/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
10,240 sqft
Cooling
Central Air, Zoned
Heating
Central, Zoned
Parking
Garage Door Opener, Guest
Waterfront
Beach Front, Gulf/Ocean
Days on Market
159
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
Gated Community - No Guard
Pool
Bar Fridge
Built-in Oven
Dishwasher
Disposal
Dryer
Range
Range Hood
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$42,580
Parcel #
25-32-500-0060-0003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Watersong Pud One
County
St Lucie
MLS Area
34949 - Fort Pierce
Lot Size
10,240 sqft
In CountyLandscapedLevelStreet BrickPrivate
HOA
$447/mo
Keystone Property Management Group

Price history

Date
Event
Price
5/5/2026
Listed for sale
Source: Stellar MLS #N6144243
$3,650,000
$823/sqft

Neighborhood

4860 Watersong Way
Fort Pierce, FL, 34949 · 34949 - Fort Pierce

Market insights

Offer Insights

Choose an offer strength

List price: $3,650,000
$3.63M – $3.65M
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 24 home closings in Fort Pierce landed at this number or higher (58%). The median one sat 99 days before it went under contract, and this one is on day 159.

Sample: 24 closed home sales in Fort Pierce over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$24,857/mo
Principal & interest$19,036
Property taxes$3,548
Insurance$1,825
HOA$447
Down payment20% · $730,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$3,650,000

$823 per sq ft

Beds and baths

5 beds, 6 baths

Size

4,436 sq ft

Time on market

159 days

Year built

2019

Monthly payment

About $24,856/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $42,580 annual tax bill, insurance, and the $447/mo HOA fee.

HOA fee

$447/mo

Managed by Keystone Property Management Group.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byONE SOTHEBY'S INTERNATIONAL REListing agent: Jim SweatListing data from Stellar MLS, MLS# N6144243.

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