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Overview

3 bd2 ba1,774 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot11,200 sqft
Living area1,774 sqft
Price / sqft$499
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone Counters

9230 Pine Cove Dr is a 1986-built home in Pine Cove, Englewood. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,774 square feet of living space. Listed at $885,000 (about $499/sqft), 23 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Experience exceptional Florida waterfront living in this ELEVATED 3-bedroom, 2-bath coastal retreat with a 4-CAR GARAGE, workshop, and 1,778 square feet of garage and storage space. Enjoy BOATABLE DEEP-WATER ACCESS with a short ride to the Intracoastal Waterway and Gulf.NO HOA. Perfectly positioned on an oversized lot, the property boasts 100 FEET OF CONCRETE SEAWALL, a CEMENT DOCK WITH POWER, and a COVERED BOAT LIFT, creating an outstanding setup for serious boaters. With sailboat-accessible water and no fixed bridges to limit your boating lifestyle, this is a rare opportunity to enjoy effortless access to some of Southwest Florida’s most desirable waterways. Multiple outdoor living spaces elevate the coastal experience, with screened lanais on both levels capturing peaceful water views and a wraparound porch perfectly positioned to enjoy both sunrise and sunset. An extended waterfront entertaining area provides even more space to relax, gather with friends, and take in the views just steps from your dock. A truly exceptional feature is the entire 1,774-square-foot lower-level garage and storage area, offering an extraordinary amount of flexible space rarely found in a waterfront property. BRAND NEW durable epoxy/polyaspartic floor coating with TRANSFERRABLE Warranty, fresh paint, and NEW LIGHTING, this expansive area also includes built-in shelving and a workbench. There is abundant room for a golf cart, boating and fishing gear, kayaks, bicycles, workshop space, recreational equipment, and extensive storage. The improvements continue into the lower-level lanai, creating a clean, bright, finished space that adds even more versatility for entertaining, hobbies, and waterfront living. The elevated main living level is designed to embrace the views, with large sliding glass doors filling the spacious great room and dining area with natural light while creating a seamless connection to the waterfront lanai. The updated kitchen features granite countertops, beautiful cabinetry, three pantries, a built-in desk, and direct lanai access, making it equally suited for everyday living and entertaining. The primary suite offers a private retreat with dual built-in closets and an ensuite bath featuring granite countertops and a walk-in shower. Two additional guest bedrooms provide excellent flexibility, including one with a Murphy bed and direct lanai access that works beautifully as a home office or guest suite, along with an oversized secondary guest room and well-appointed guest bath. All three bedrooms have been refreshed with NEW CARPET, enhancing the home's clean, move-in-ready appeal. Additional updates include a 2023 roof, 2023 A/C, 2024 water heater, and 2024 refrigerator and microwave, along with elevated HVAC placement for added peace of mind. The elevated design provides an important advantage for waterfront living, with NO FLOODING TO THE MAIN LIVING LEVEL during past storms or storm surge events. Beautiful landscaping further enhances the property's coastal setting. With deep-water boating access, approximately 100 feet of seawall, private dock and boat lift, expansive garage and storage space, multiple waterfront living areas, and an elevated main living level, this property delivers the lifestyle waterfront buyers are searching for. Move-in ready and designed around the water, it is a rare opportunity to enjoy boating, breathtaking views, and effortless access to the Intracoastal Waterway and Gulf—all from your own backyard.

The essentials

Built
1986
Price / sqft
$499
On market
23 days
Annual tax
$4,974
Flood zone
AE
Lot
11,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Canal - Saltwater
4 car garage
Driveway
0.26 acres
Lot size
1,774 sqft
Living area

Payment

Est. monthly payment
$5,473/mo
Down payment (20%)
$177,000
Property taxes
$415/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
11,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Guest, Oversized, Tandem, Basement, Workshop in Garage
Waterfront
Canal - Saltwater
Days on Market
23
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Window Treatments
Lighting
Outdoor Shower
Rain Gutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,974
Parcel #
412021183005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Cove
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
11,200 sqft
FloodZoneLandscapedNear MarinaOversized LotPaved

Price history

Date
Event
Price
9/19/2026
Listed for sale
Source: Stellar MLS #N6145882
$885,000
$499/sqft

Neighborhood

9230 Pine Cove Dr
Englewood, FL, 34224 · 34224 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $885,000
$855,000 – $885,000
96.3% – 100% of listTops out right at the list price
80% of listList price
130 of the last 259 home closings in 34224 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 23.

Sample: 259 closed home sales in 34224 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,473/mo
Principal & interest$4,616
Property taxes$415
Insurance$443
Down payment20% · $177,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$885,000

$499 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,774 sq ft

Time on market

23 days

Year built

1986

Monthly payment

About $5,473/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,974 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Yvonne WolfListing data from Stellar MLS, MLS# N6145882.

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