

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
109 N Causeway is a 1985-built home in North Cswy, New Smyrna Beach. Listed at $1,200,000 (about $683/sqft), 150 days on market. Flood zone 0.2 - confirm flood insurance requirements with your lender.
Choose Your Own Adventure at 109 N Causeway. If your next move is all about visibility, walkability, and being right in the pulse of downtown New Smyrna Beach, this is where the story starts. If you want a location that captures locals, beach traffic, and downtown energy, you’re positioned in a high-visibility, high-traffic corridor just minutes from the ocean—and you’re B2-zoned, opening the door to a wide range of business uses including restaurant, bar, nightclub, retail, café, professional office, or a creative mixed-use concept. Now choose your business path: if you need a solid footprint that’s ready to flex with your plan, you’ll appreciate 1,982 SF in a concrete block structure with a layout that supports customization without starting from scratch. Inside you’ll find two bathrooms, a private office with storage, and a kitchen option, giving you practical pieces already in place. If your concept thrives on speed and volume—food, beverage, service-forward operations—here’s a rare downtown advantage: potential drive-thru capability, a standout feature in the core and a serious opportunity for efficiency and added revenue (buyer to verify requirements and approvals). If “parking is the make-or-break” in downtown, you’ll love having 25 on-site parking spaces, an edge that’s hard to find and easy to monetize. If peace of mind matters, the big-ticket items are already addressed with a new roof (2018) and an active termite bond with Massey. And if you’re thinking long-term value, there’s upside ahead—potential to add a second story, expanding your square footage and possibly unlocking water views depending on design and approvals (buyer to verify feasibility). Finally, if flexibility helps you get a deal done, this opportunity offers multiple routes to ownership and operation with owner financing or leasing options available. If you’re ready for a commercial address with exposure, versatility, and real upside in downtown New Smyrna Beach, come explore 109 N Causeway and choose the direction your business takes next.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 75 closed home sales in 32169 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,200,000
$683 per sq ft
Size
1,758 sq ft
Time on market
298 days
Year built
1985
Monthly payment
About $7,943/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,017 annual tax bill, insurance.
Flood zone
Zone 0.2
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







