109 N Causeway, photo 1
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Overview

0 ba1,758 sqftMixed Use
TypeMixed Use
HOANone listed
Built1985
Lot28,000 sqft
Living area1,758 sqft
Price / sqft$683

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

109 N Causeway is a 1985-built home in North Cswy, New Smyrna Beach. Listed at $1,200,000 (about $683/sqft), 150 days on market. Flood zone 0.2 - confirm flood insurance requirements with your lender.

From the listing

Choose Your Own Adventure at 109 N Causeway. If your next move is all about visibility, walkability, and being right in the pulse of downtown New Smyrna Beach, this is where the story starts. If you want a location that captures locals, beach traffic, and downtown energy, you’re positioned in a high-visibility, high-traffic corridor just minutes from the ocean—and you’re B2-zoned, opening the door to a wide range of business uses including restaurant, bar, nightclub, retail, café, professional office, or a creative mixed-use concept. Now choose your business path: if you need a solid footprint that’s ready to flex with your plan, you’ll appreciate 1,982 SF in a concrete block structure with a layout that supports customization without starting from scratch. Inside you’ll find two bathrooms, a private office with storage, and a kitchen option, giving you practical pieces already in place. If your concept thrives on speed and volume—food, beverage, service-forward operations—here’s a rare downtown advantage: potential drive-thru capability, a standout feature in the core and a serious opportunity for efficiency and added revenue (buyer to verify requirements and approvals). If “parking is the make-or-break” in downtown, you’ll love having 25 on-site parking spaces, an edge that’s hard to find and easy to monetize. If peace of mind matters, the big-ticket items are already addressed with a new roof (2018) and an active termite bond with Massey. And if you’re thinking long-term value, there’s upside ahead—potential to add a second story, expanding your square footage and possibly unlocking water views depending on design and approvals (buyer to verify feasibility). Finally, if flexibility helps you get a deal done, this opportunity offers multiple routes to ownership and operation with owner financing or leasing options available. If you’re ready for a commercial address with exposure, versatility, and real upside in downtown New Smyrna Beach, come explore 109 N Causeway and choose the direction your business takes next.

The essentials

Built
1985
Price / sqft
$683
On market
298 days
Annual tax
$13,017
Flood zone
0.2
Lot
28,000 sqft
Type
Mixed Use

At a glance

Single family
Built 1985
0.64 acres
Lot size
1,758 sqft
Living area

Payment

Est. monthly payment
$7,943/mo
Down payment (20%)
$240,000
Property taxes
$1,085/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mixed Use
Year Built
1985
Lot
28,000 sqft
Cooling
Central Air
Heating
-
Parking
Parking Spaces - 19 to 30
Days on Market
298
Flood Zone 0.2
Annual Tax (2023)
$13,017
Parcel #
7417-01-01-0061

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Cswy
County
Volusia
MLS Area
32169 - New Smyrna Beach
Lot Size
28,000 sqft

Price history

Date
Event
Price
12/16/2025
Listed for sale
Source: Stellar MLS #NS1086820
$1,200,000
$683/sqft

Neighborhood

109 N Causeway
New Smyrna Beach, FL, 32169 · 32169 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.15M – $1.20M
96% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 32169 landed at this number or higher (51%). The median one sat 68 days before it went under contract, and this one is on day 298.

Sample: 75 closed home sales in 32169 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,943/mo
Principal & interest$6,258
Property taxes$1,085
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$683 per sq ft

Size

1,758 sq ft

Time on market

298 days

Year built

1985

Monthly payment

About $7,943/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,017 annual tax bill, insurance.

Flood zone

Zone 0.2

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOLKERS NEW SMYRNAListing agent: Marina OwensListing data from Stellar MLS, MLS# NS1086820.

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