1262 Charter Oaks Cir #none, photo 1
Active Under Contract
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Overview

2 bd2 ba1,272 sqftTownhouse
TypeTownhouse
HOA$225/mo
Built1985
Lot2,815 sqft
Living area1,272 sqft
Price / sqft$149

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Window TreatmentsStorageClubhouse

1262 Charter Oaks Cir #none is a 1985-built home in Charter Oaks Twnhms, Holly Hill. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,272 square feet of living space. Listed at $189,900 (about $149/sqft), 189 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 monthly.

From the listing

Under contract-accepting backup offers. Affordable, move-in-ready Florida living awaits in this spacious 2-bedroom, 2-bath, single-level townhome-style condominium located in a quiet, well-maintained community. With no stairs, the home offers comfort, convenience, and easy everyday living. The bright great room features vaulted ceilings and skylights that create an open, airy atmosphere, with a natural flow into the dining area and kitchen. An enclosed Florida room provides valuable additional space for relaxing, hobbies, or a home office, along with a private storage closet. The home also features inside laundry with the washer and dryer included. Residents enjoy a community clubhouse and swimming pool, all with an affordable monthly association fee. Conveniently located near major shopping, dining, medical services, and area attractions. An excellent choice for a primary residence, seasonal Florida retreat, or low-maintenance home.

The essentials

Built
1985
Price / sqft
$149
On market
189 days
Annual tax
$388
HOA
$225/mo
Flood zone
X · Low risk
Lot
2,815 sqft
Type
Townhouse

At a glance

Townhouse
Built 1985
Community pool
Shared amenity
Assigned parking
2,815 sqft lot
Lot size
1,272 sqft
Living area

Payment

Est. monthly payment
$1,342/mo
Down payment (20%)
$37,980
Property taxes
$32/mo
HOA
$225/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1985
Lot
2,815 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
189
Built-in Features
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Window Treatments
Storage
Clubhouse
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$388
Parcel #
4242-95-00-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Charter Oaks Twnhms
County
Volusia
MLS Area
32117 - Daytona Beach
Lot Size
2,815 sqft
HOA
$225/mo
North Shore Patti Barker

Price history

Date
Event
Price
10/14/2026
Pending sale
Source: Stellar MLS #NS1087912
$189,900
$149/sqft
6/30/2026
Price change
Source: Stellar MLS #NS1087912
$189,900-4.6%
$149/sqft
-
Price change
Source: Stellar MLS #NS1087912
$199,000-4.8%
$156/sqft
4/9/2026
Listed for sale
Source: Stellar MLS #NS1087912
$209,000
$164/sqft

Neighborhood

1262 Charter Oaks Cir #none
Holly Hill, FL, 32117 · 32117 - Daytona Beach

Market insights

Offer Insights

Choose an offer strength

List price: $189,900
$189,900
99.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 13 townhouse or villa closings in 32117 landed at this number or higher (77%). The median one sat 29 days before it went under contract, and this one is on day 189 after a $19,100 cut.

Sample: 13 closed townhouse or villa sales in 32117 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,343/mo
Principal & interest$990
Property taxes$32
Insurance$95
HOA$225
Down payment20% · $37,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,900

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,272 sq ft

Time on market

189 days

Year built

1985

Monthly payment

About $1,342/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $388 annual tax bill, insurance, and the $225/mo HOA fee.

HOA fee

$225/mo

Managed by North Shore Patti Barker.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLUBANSKY & WHITE REALTYListing agent: Newton WhiteListing data from Stellar MLS, MLS# NS1087912.

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