430 Banana Cay Dr #A, photo 1
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Overview

2 bd2 ba922 sqftCondominium
TypeCondominium
HOA$392/mo
Built1985
Lot740,529 sqft
Living area922 sqft
Price / sqft$130

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorRain GuttersSidewalkDeed RestrictionsPlaygroundPoolSidewalks

430 Banana Cay Dr #A is a 1985-built home in Bristol Bay Condo, South Daytona. Inside you'll find 2 bedrooms, 2 bathrooms, and 922 square feet of living space. Listed at $120,000 (about $130/sqft), 54 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $392 monthly.

From the listing

Virtually Staged. Welcome to Bristol Bay! This inviting 2-bedroom, 2-bathroom first-floor condo offers 922 square feet of comfortable living space, an assigned parking spot, and a convenient location close to shopping, dining, parks, and Daytona’s world-famous beaches. Inside, a spacious open living area creates an easy flow from the living room into the dining area and kitchen. The generously sized kitchen offers plenty of cabinet and counter space, providing both functionality and room to entertain. The primary bedroom features an en-suite bathroom with a tub and shower combination, while the second bedroom offers ample space for guests, an office, or additional living needs. A screened-in lanai provides a relaxing outdoor retreat. The condo also features new appliances and is located within the well-maintained Bristol Bay community, where residents enjoy access to a community pool and playground. The HOA includes exterior maintenance, insurance, landscaping, pest control, and use of the community amenities. With its desirable first-floor location, thoughtful layout, and proximity to the coast, this condo offers a wonderful opportunity to enjoy the Daytona Beach lifestyle. Mortgage savings may be available for buyers of this listing.

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The essentials

Built
1985
Price / sqft
$130
On market
54 days
Annual tax
$1,917
HOA
$392/mo
Flood zone
X500 · Low risk
Lot
740,529 sqft
Type
Condominium

At a glance

Condo
Built 1985
Community pool
Shared amenity
Assigned parking
922 sqft
Living area

Payment

Est. monthly payment
$1,238/mo
Down payment (20%)
$24,000
Property taxes
$160/mo
HOA
$392/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
740,529 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
54
Open Floorplan
Primary Bedroom Main Floor
Rain Gutters
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
South Daytona Elem
Middle
Silver Sands Middle
High
Atlantic High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$1,917
Parcel #
5333-28-00-430A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Bay Condo
County
Volusia
MLS Area
32119 - Daytona Beach/S Daytona Beach
Lot Size
740,529 sqft
HOA
$392/mo
The Bristol Bay Condominium Association

Price history

Date
Event
Price
8/25/2026
Listed for sale
Source: Stellar MLS #NS1089082
$120,000
$130/sqft

Neighborhood

430 Banana Cay Dr #A
South Daytona, FL, 32119 · 32119 - Daytona Beach/S Daytona Beach

Market insights

Offer Insights

Choose an offer strength

List price: $120,000
$114,000 – $120,000
94.7% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 condo closings in 32119 landed at this number or higher (52%). The median one sat 104 days before it went under contract, and this one is on day 54.

Sample: 21 closed condo sales in 32119 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,238/mo
Principal & interest$626
Property taxes$160
Insurance$60
HOA$392
Down payment20% · $24,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$120,000

$130 per sq ft

Beds and baths

2 beds, 2 baths

Size

922 sq ft

Time on market

54 days

Year built

1985

Monthly payment

About $1,238/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,917 annual tax bill, insurance, and the $392/mo HOA fee.

HOA fee

$392/mo

Managed by The Bristol Bay Condominium Association.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREDFIN CORPORATIONListing agent: Tammy BowenListing data from Stellar MLS, MLS# NS1089082.

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