3216 Umbrella Tree, photo 1
Active
1 / 26

Overview

3 bd2 ba1,509 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1999
Lot10,000 sqft
Living area1,509 sqft
Price / sqft$235
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSplit BedroomStone CountersVaulted Ceiling(s)Built-in OvenCooktopDishwasherDisposal

3216 Umbrella Tree is a 1999-built home in 4744 - Florida Shores Mb23 Pg134,132, Edgewater. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,509 square feet of living space. Listed at $355,000 (about $235/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 3216 Umbrella Tree Drive, a beautifully renovated home in the heart of Florida Shores with NO HOA! Remained high and dry through recent storms, and packed with stylish upgrades, this home is truly move-in ready. Step inside to an inviting open-concept, split floor plan with vaulted ceilings, updated lighting, gold accents, and a built-in electric fireplace. The show-stopping kitchen features quartz countertops, newer stainless steel appliances including a double oven, oversized farmhouse ceramic sink, and a large center island with built-in cooktop, bar seating, and pendant lighting. There's also an eat-in kitchen area plus a separate bar nook just off the kitchen—perfect for entertaining! The primary suite features an updated bathroom with a beautifully renovated shower. For added convenience, the garage includes a separate built-in laundry room with washer and dryer included. Out back, enjoy Florida living from the covered back porch/Florida room overlooking a spacious backyard complete with an above-ground pool and storage shed—perfect for relaxing, entertaining, and enjoying the outdoors. Location is another bonus! You're just a few miles from the Indian River, approximately 10 miles from New Smyrna Beach, and about 45–50 miles from Kennedy Space Center, with shopping, dining, boating, fishing, parks, and I-95 all nearby.

The essentials

Built
1999
Price / sqft
$235
On market
38 days
Annual tax
$4,886
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Private pool
Above Ground
2 car garage
10,000 sqft lot
Lot size
1,509 sqft
Living area

Payment

Est. monthly payment
$2,436/mo
Down payment (20%)
$71,000
Property taxes
$407/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Above Ground
Days on Market
38
Open Floorplan
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2026)
$4,886
Parcel #
840201139270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
4744 - Florida Shores Mb23 Pg134,132
County
Volusia
MLS Area
32141 - Edgewater
Lot Size
10,000 sqft

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #NS1089195
$355,000-2.7%
$235/sqft
9/5/2026
Listed for sale
Source: Stellar MLS #NS1089195
$365,000
$242/sqft

Neighborhood

3216 Umbrella Tree
Edgewater, FL, 32141 · 32141 - Edgewater

Market insights

Offer Insights

Choose an offer strength

List price: $355,000
$347,500 – $355,000
98% – 100% of listTops out right at the list price
80% of listList price
59 of the last 116 home closings in 32141 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 38 after a $10,000 cut.

Sample: 116 closed home sales in 32141 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,436/mo
Principal & interest$1,851
Property taxes$407
Insurance$178
Down payment20% · $71,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$355,000

$235 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,509 sq ft

Time on market

38 days

Year built

1999

Monthly payment

About $2,436/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,886 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Miranda StriplingListing data from Stellar MLS, MLS# NS1089195.

Keep exploring Florida

Pick up where you left off, or see what else is out there.