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About this home
3216 Umbrella Tree is a 1999-built home in 4744 - Florida Shores Mb23 Pg134,132, Edgewater. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,509 square feet of living space. Listed at $355,000 (about $235/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to 3216 Umbrella Tree Drive, a beautifully renovated home in the heart of Florida Shores with NO HOA! Remained high and dry through recent storms, and packed with stylish upgrades, this home is truly move-in ready. Step inside to an inviting open-concept, split floor plan with vaulted ceilings, updated lighting, gold accents, and a built-in electric fireplace. The show-stopping kitchen features quartz countertops, newer stainless steel appliances including a double oven, oversized farmhouse ceramic sink, and a large center island with built-in cooktop, bar seating, and pendant lighting. There's also an eat-in kitchen area plus a separate bar nook just off the kitchen—perfect for entertaining! The primary suite features an updated bathroom with a beautifully renovated shower. For added convenience, the garage includes a separate built-in laundry room with washer and dryer included. Out back, enjoy Florida living from the covered back porch/Florida room overlooking a spacious backyard complete with an above-ground pool and storage shed—perfect for relaxing, entertaining, and enjoying the outdoors. Location is another bonus! You're just a few miles from the Indian River, approximately 10 miles from New Smyrna Beach, and about 45–50 miles from Kennedy Space Center, with shopping, dining, boating, fishing, parks, and I-95 all nearby.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$355,000
$235 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,509 sq ft
Time on market
38 days
Year built
1999
Monthly payment
About $2,436/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,886 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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