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Overview

4 bd3 ba2,468 sqft2 car garageSingle Family
TypeSingle Family
HOA$63/mo
Built2025
Lot6,650 sqft
Living area2,468 sqft
Price / sqft$227
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

2302 Lone Tree Bend is a 2025-built home in Two Rivers, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,468 square feet of living space. Listed at $560,790 (about $227/sqft), 413 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $63 monthly.

From the listing

The Catalina optimizes space and comfort with a drop zone, laundry room, and linen closet all conveniently placed next to the 2-car garage entrance. The front of the home embraces 3 full bedrooms and 2 shared baths, and leads to an open gathering room, kitchen, dining area. The large gathering area overlooks a covered lanai that sits adjacent to the master bedroom, which includes an ensuite bath and oversized walk-in closet.

The essentials

Built
2025
Price / sqft
$227
On market
413 days
Annual tax
$7,307
HOA
$63/mo
Flood zone
X · Low risk
Lot
6,650 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
6,650 sqft lot
Lot size
2,468 sqft
Living area

Payment

Est. monthly payment
$3,877/mo
Down payment (20%)
$112,158
Property taxes
$609/mo
HOA
$63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,650 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
413
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sprinkler Metered
Clubhouse
Playground
Pool
Restaurant
Sidewalks
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$7,307
Parcel #
30-26-21-0120-00100-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Two Rivers
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
6,650 sqft
HOA
$63/mo
Joey Arroyo, LCAM

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #O6338794
$560,790+0.1%
$227/sqft
-
Price change
Source: Stellar MLS #O6338794
$559,990-19.1%
$227/sqft
8/25/2025
Listed for sale
Source: Stellar MLS #O6338794
$692,340-75.2%
$281/sqft
10/31/2024
Sold
Source: Pasco County Public Record
$2,790,400
$1,131/sqft

Neighborhood

2302 Lone Tree Bend
Zephyrhills, FL, 33541 · 33541 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $560,790
$560,000 – $560,790
99.5% – 100% of listTops out right at the list price
80% of listList price
203 of the last 354 home closings in 33541 landed at this number or higher (57%). The median one sat 47 days before it went under contract, and this one is on day 413 after a $131,550 cut.

Sample: 354 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,877/mo
Principal & interest$2,925
Property taxes$609
Insurance$280
HOA$63
Down payment20% · $112,158
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$560,790

$227 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,468 sq ft

Time on market

413 days

Year built

2025

Monthly payment

About $3,877/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,307 annual tax bill, insurance, and the $63/mo HOA fee.

HOA fee

$63/mo

Managed by Joey Arroyo, LCAM.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPARK SQUARE REALTYListing agent: Suresh GuptaListing data from Stellar MLS, MLS# O6338794.

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