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Overview

5 bd4 ba2,976 sqft2 car garageSingle Family
TypeSingle Family
HOA$240/qtr
Built2002
Lot6,000 sqft
Living area2,976 sqft
Price / sqft$228
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Chair RailCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

6712 Thornhill Cir is a 2002-built home in Lakes Windermere Ph 01 49 108, Windermere. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,976 square feet of living space. Listed at $680,000 (about $228/sqft), 365 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $240 quarterly.

From the listing

With timeless curb appeal and a front porch built for slow mornings, this Windermere home blends classic charm with the upgrades that make everyday life easier. Step inside and the ceilings rise, sunlight floods through, and hardwood floors (2021) lead you through open living and dining spaces that flow seamlessly into a remodeled kitchen with quartz countertops, updated cabinetry, and dual pantries that actually hold it all. The primary suite sits privately on the main floor with with a large walk in closet, and ensuite, while three additional bedrooms offer room to spread out — perfect for guests, a home office, or both. The main-level guest bath keeps accessibility in mind with a sleek zero-entry shower, while a nearby half bath makes life easier for everyday traffic. Upstairs, a full suite with its own bath creates the ideal spot for visitors, multi-generational living, or a tucked-away retreat when you need a breather. Covered porches in both the front and back extend your living outdoors, while a rear-entry two-car garage keeps the curb appeal clean. Inside the garage, a wheelchair ramp provides easy access from the garage — and can be removed by the seller if not needed. Major updates are already handled: newer roof (2021), water heater (2018), and one of two HVACs replaced in 2021. Low HOA dues get you high-return perks — a resort-style pool, lake pier for fishing and star-gazing, tennis, volleyball, basketball, playgrounds, and open green space for everything else. All of it just minutes from Windermere’s shops, dining, and top-rated schools. High ceilings, natural light, updates for modern comfort — this is the Windermere vibe, done right.

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The essentials

Built
2002
Price / sqft
$228
On market
365 days
Annual tax
$4,096
HOA
$240/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Community pool
Shared amenity
2 car garage
Driveway
6,000 sqft lot
Lot size
2,976 sqft
Living area

Payment

Est. monthly payment
$4,307/mo
Down payment (20%)
$136,000
Property taxes
$341/mo
HOA
$240/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Rear, Ground Level
Days on Market
365
Built-in Features
Ceiling Fans(s)
Chair Rail
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Sidewalk
Clubhouse
Deed Restrictions
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Sunset Park Elem
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,096
Parcel #
24-23-27-5427-00-200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes Windermere Ph 01 49 108
County
Orange
MLS Area
34786 - Windermere
Lot Size
6,000 sqft
LandscapedNear Golf CourseSidewalkPavedUnincorporated
HOA
$240/qtr
Lakes of Windermere/Troy Jones

Price history

Date
Event
Price
1/16/2026
Price change
Source: Stellar MLS #O6351284
$680,000-2.2%
$228/sqft
10/13/2025
Listed for sale
Source: Stellar MLS #O6351284
$695,000
$234/sqft

Neighborhood

6712 Thornhill Cir
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $680,000
$670,000 – $680,000
98.4% – 100% of listTops out right at the list price
80% of listList price
151 of the last 300 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 365 after a $15,000 cut.

Sample: 300 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,308/mo
Principal & interest$3,546
Property taxes$341
Insurance$340
HOA$80
Down payment20% · $136,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$680,000

$228 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,976 sq ft

Time on market

365 days

Year built

2002

Monthly payment

About $4,307/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,096 annual tax bill, insurance, and the $240/qtr HOA fee.

HOA fee

$240/qtr

Managed by Lakes of Windermere/Troy Jones.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHOMEVEST REALTYListing agent: Brad YoungListing data from Stellar MLS, MLS# O6351284.

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