323 E Franklin St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot4,356 sqft

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About this home

323 E Franklin St is a home in Midway Near Oviedo, Oviedo. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Wonderful opportunity to own a piece of vacant land in the heart of Downtown Oviedo. Cleared lot zoned as Downtown Neighborhood, future land use as Downtown Transition in close proximity to the Oviedo library, food, shopping and Shane Kelly Park. Easy access to the nearby 417 which can take you to the heart of Orlando or coastal beaches. Zoned for A-Rated schools. So many opportunities. You don't want to pass this one up.

The essentials

On market
369 days
Annual tax
$605
Flood zone
X · Low risk
Lot
4,356 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$564/mo
Down payment (20%)
$18,000
Property taxes
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,356 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
369
Elementary
Lawton Elementary
Middle
Jackson Heights Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$605
Parcel #
10-21-31-510-0000-033A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Midway Near Oviedo
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
4,356 sqft
ClearedPaved

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6353297
$90,000-25.0%
10/16/2025
Listed for sale
Source: Stellar MLS #O6353297
$120,000

Neighborhood

323 E Franklin St
Oviedo, FL, 32765 · 32765 - Oviedo

Calculator

Est. monthly payment
$565/mo
Principal & interest$469
Property taxes$50
Insurance$45
Down payment20% · $18,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$90,000

Time on market

369 days

Monthly payment

About $564/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $605 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Kelli PeeryListing data from Stellar MLS, MLS# O6353297.

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