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Overview

4 bd3 ba3,448 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1918
Lot10,000 sqft
Living area3,448 sqft
Price / sqft$377
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarHigh CeilingsLiving Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsCourtyardLighting

301 Live Oak St is a 1918-built home in Nsb- Central Bus District, New Smyrna Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,448 square feet of living space. Listed at $1,300,000 (about $377/sqft), 270 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NSB Oasis: The Ultimate TriPlex Turnkey Investment or Coastal "House Hack" (Seller Financing Available) Experience the pinnacle of New Smyrna Beach living with this rare, income-producing multi-unit property. Currently grossing six figures annually, this versatile property features a private backyard pool, making it a premier destination for vacationers and a high-value asset for investors. Seller financing may be available for qualified buyers. All financing terms, including down payment, interest rate, amortization, balloon date, and buyer qualification requirements, are subject to negotiation and seller approval. Your Private Coastal Retreat The heart of this property is the tropical backyard oasis. The sparkling private pool is a major draw for short-term guests, ensuring high occupancy and premium nightly rates year-round. Whether you’re hosting a poolside BBQ or offering a quiet retreat for tenants, this outdoor space sets the property apart from almost everything else in the area. Proven Revenue & Diversified Income Currently operating as a turnkey three-unit setup with an established performance history and a professional management team already in place: The Main Residence: A high-performing vacation rental centered around the pool experience. The Studio Suite: A steady long-term rental at $700+. The One-Bedroom Apartment: Freshly updated with new paint and carpet. Primed for $1,500+ monthly based on local demand for refreshed, walkable units. Expansion & Value-Add Potential Zoned for a 4th Unit: Current zoning allows for an additional unit, providing a massive opportunity to scale your income on the same lot. 900 Sq. Ft. Garage: A massive structure perfect for a workshop, "toy" storage for boats and golf carts, or future conversion into that fourth income stream. Located in a historic, highly desirable, and heart of downtown New Smyrna Beach: Canal Street District: Walk to historic shops, an art gallery, local eateries, and the Saturday Farmers Market. Sun & Surf: A short trip to the river and the iconic surfing of the Atlantic coast. Laid Back Life: Embrace the relaxed, "local" lifestyle that makes NSB one of Florida's most sought-after destinations. Whether you want a pure-play investment with a strong ROI, a multi-unit family compound, or a house-hack where you live in the main house and let the units pay your mortgage—this property is a rare find that checks every box.

The essentials

Built
1918
Price / sqft
$377
On market
270 days
Annual tax
$14,403
Flood zone
X500 · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1918
Private pool
Heated
2 car garage
10,000 sqft lot
Lot size
3,448 sqft
Living area

Payment

Est. monthly payment
$8,630/mo
Down payment (20%)
$260,000
Property taxes
$1,200/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1918
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Tile
Days on Market
270
Ceiling Fans(s)
Dry Bar
High Ceilings
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Courtyard
Lighting
Outdoor Grill
Sidewalk
Storage
Dishwasher
Dryer
Electric Water Heater
Gas Water Heater
Microwave
Range
Refrigerator
Washer
High
New Smyrna Beach High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$14,403
Parcel #
744138101451

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Nsb- Central Bus District
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
10,000 sqft

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #O6371567
$1,300,000-6.1%
$377/sqft
-
Price change
Source: Stellar MLS #O6371567
$1,385,000-4.5%
$402/sqft
1/13/2026
Listed for sale
Source: Stellar MLS #O6371567
$1,450,000
$421/sqft

Neighborhood

301 Live Oak St
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,300,000
$1.27M – $1.30M
97.8% – 100% of listTops out right at the list price
80% of listList price
118 of the last 234 home closings in 32168 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 270 after a $150,000 cut.

Sample: 234 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,630/mo
Principal & interest$6,780
Property taxes$1,200
Insurance$650
Down payment20% · $260,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,300,000

$377 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,448 sq ft

Time on market

270 days

Year built

1918

Monthly payment

About $8,630/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,403 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byXCELLENCE REALTY INC.Listing agent: John LehtoListing data from Stellar MLS, MLS# O6371567.

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