1991 Waterford Estates Dr, photo 1
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Overview

4 bd4 ba3,588 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,184/yr
Built1996
Lot96,703 sqft
Living area3,588 sqft
Price / sqft$460
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface Counters

1991 Waterford Estates Dr is a 1996-built home in Lake Waterford Estates Unit 01, New Smyrna Beach. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,588 square feet of living space. Listed at $1,650,000 (about $460/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,184 annually.

From the listing

Welcome to one of New Smyrna Beach’s rarest offerings—where more than two private lakefront acres, a completely remodeled residence, a fully equipped guest house, and an extraordinary waterfront lifestyle come together, just minutes from the beach. Tucked behind the gates of Waterford Estates, an intimate community of just 71 estate homes surrounding a beautiful 70-acre ski lake, this exceptional property offers a combination that is increasingly difficult to find. Spend your mornings waterskiing from your private dock, afternoons fishing or paddling across the lake, and evenings taking in expansive water views from your own backyard—all while remaining just minutes from New Smyrna Beach, Flagler Avenue, dining, shopping, and everything that makes this coastal town so special. Thoughtfully redesigned with today’s buyer in mind, the completely remodeled main residence features an open-concept floorplan filled with natural light and beautiful views of the water. Three bedrooms are located in the main home, while the detached guest house creates an incredible additional living space with its own kitchen, living area, bedroom, and full bath—ideal for extended family, overnight guests, a private office, or multigenerational living. Outside is where this property truly sets itself apart. More than two acres provide a sense of space and privacy rarely found this close to the coast. A circular driveway centered around an elegant water feature creates an impressive arrival before leading to the welcoming front porch. The expansive, fully fenced backyard offers abundant room to entertain, play, and enjoy the Florida outdoors, while a private dock and boat lift put the lake lifestyle right at your fingertips. A whole-house generator adds another layer of convenience and peace of mind. Life in Waterford Estates is equally special. Residents enjoy quiet private roads surrounded by mature trees and lush greenery, along with an open-air clubhouse, tennis court, community dock, slalom ski course, well-maintained common areas, and access to the community’s spectacular 70-acre lake. Turnkey lakefront homes are special. Finding one with more than two acres, a guest house, private dock and boat lift, gated estate setting, and easy access to the beach is something else entirely. 1991 Waterford Estates Drive offers a rare opportunity to enjoy space, privacy, and true lakefront living without sacrificing everything you love about New Smyrna Beach. Schedule your private showing and experience this exceptional property for yourself.

The essentials

Built
1996
Price / sqft
$460
On market
41 days
Annual tax
$12,474
HOA
$1,184/yr
Flood zone
X · Low risk
Lot
96,703 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Waterfront
Lake Front
Private pool
Heated
3 car garage
Circular Driveway
2.22 acres
Lot size

Payment

Est. monthly payment
$10,568/mo
Down payment (20%)
$330,000
Property taxes
$1,039/mo
HOA
$1,184/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
96,703 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway
Pool
Heated, In Ground, Lighting, Screen Enclosure, Solar Heat
Waterfront
Lake Front
Days on Market
41
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Grill
Outdoor Kitchen
Built-in Oven
Dishwasher
Microwave
Refrigerator
Wine Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$12,474
Parcel #
7325-01-0L-0190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Waterford Estates Unit 01
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
96,703 sqft
HOA
$1,184/yr
Lake Waterford Estates HOA - John

Price history

Date
Event
Price
8/29/2026
Listed for sale
Source: Stellar MLS #O6437644
$1,650,000
$460/sqft

Neighborhood

1991 Waterford Estates Dr
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,650,000
$1.61M – $1.65M
97.8% – 100% of listTops out right at the list price
80% of listList price
117 of the last 232 home closings in 32168 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 41.

Sample: 232 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,569/mo
Principal & interest$8,605
Property taxes$1,039
Insurance$825
HOA$99
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,650,000

$460 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,588 sq ft

Time on market

41 days

Year built

1996

Monthly payment

About $10,568/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,474 annual tax bill, insurance, and the $1,184/yr HOA fee.

HOA fee

$1,184/yr

Managed by Lake Waterford Estates HOA - John.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Tiffany YatesListing data from Stellar MLS, MLS# O6437644.

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