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About this home
1991 Waterford Estates Dr is a 1996-built home in Lake Waterford Estates Unit 01, New Smyrna Beach. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,588 square feet of living space. Listed at $1,650,000 (about $460/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,184 annually.
Welcome to one of New Smyrna Beach’s rarest offerings—where more than two private lakefront acres, a completely remodeled residence, a fully equipped guest house, and an extraordinary waterfront lifestyle come together, just minutes from the beach. Tucked behind the gates of Waterford Estates, an intimate community of just 71 estate homes surrounding a beautiful 70-acre ski lake, this exceptional property offers a combination that is increasingly difficult to find. Spend your mornings waterskiing from your private dock, afternoons fishing or paddling across the lake, and evenings taking in expansive water views from your own backyard—all while remaining just minutes from New Smyrna Beach, Flagler Avenue, dining, shopping, and everything that makes this coastal town so special. Thoughtfully redesigned with today’s buyer in mind, the completely remodeled main residence features an open-concept floorplan filled with natural light and beautiful views of the water. Three bedrooms are located in the main home, while the detached guest house creates an incredible additional living space with its own kitchen, living area, bedroom, and full bath—ideal for extended family, overnight guests, a private office, or multigenerational living. Outside is where this property truly sets itself apart. More than two acres provide a sense of space and privacy rarely found this close to the coast. A circular driveway centered around an elegant water feature creates an impressive arrival before leading to the welcoming front porch. The expansive, fully fenced backyard offers abundant room to entertain, play, and enjoy the Florida outdoors, while a private dock and boat lift put the lake lifestyle right at your fingertips. A whole-house generator adds another layer of convenience and peace of mind. Life in Waterford Estates is equally special. Residents enjoy quiet private roads surrounded by mature trees and lush greenery, along with an open-air clubhouse, tennis court, community dock, slalom ski course, well-maintained common areas, and access to the community’s spectacular 70-acre lake. Turnkey lakefront homes are special. Finding one with more than two acres, a guest house, private dock and boat lift, gated estate setting, and easy access to the beach is something else entirely. 1991 Waterford Estates Drive offers a rare opportunity to enjoy space, privacy, and true lakefront living without sacrificing everything you love about New Smyrna Beach. Schedule your private showing and experience this exceptional property for yourself.
The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,650,000
$460 per sq ft
Beds and baths
4 beds, 4 baths
Size
3,588 sq ft
Time on market
41 days
Year built
1996
Monthly payment
About $10,568/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,474 annual tax bill, insurance, and the $1,184/yr HOA fee.
HOA fee
$1,184/yr
Managed by Lake Waterford Estates HOA - John.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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