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Overview

3 bd2 ba1,556 sqft2 car garageSingle Family
TypeSingle Family
HOA$78/mo
Built2022
Lot6,534 sqft
Living area1,556 sqft
Price / sqft$204
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)SidewalkClubhousePlaygroundPoolSidewalksDishwasherDisposal

5860 Bovine Dr is a 2022-built home in Sunbrooke Ph 2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,556 square feet of living space. Listed at $318,000 (about $204/sqft), 262 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $78 monthly.

From the listing

Short Sale. Back on the market. Previous short sale approval was obtained, and the property is being actively marketed for a new buyer. Single-family home in the desirable Sunbrooke community of St. Cloud. This home features abundant natural light throughout and a functional layout with comfortable living spaces. Enjoy privacy in the 6-foot fenced backyard and the convenience of a water softener. The neighborhood offers walking paths with scenic views of the community water feature, perfect for relaxing strolls. HOA amenities include a community pool and playground. Conveniently located near major roadways, shopping, and dining. Short Sale – Subject to third-party lender approval. Property sold as-is with right to inspect. Buyer to verify all measurements, square footage, HOA and property information.

The essentials

Built
2022
Price / sqft
$204
On market
262 days
Annual tax
$5,152
HOA
$78/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Garage Door Opener
6,534 sqft lot
Lot size
1,556 sqft
Living area

Payment

Est. monthly payment
$2,324/mo
Down payment (20%)
$63,600
Property taxes
$429/mo
HOA
$78/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,534 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
262
Walk-in Closet(s)
Sidewalk
Clubhouse
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,152
Parcel #
27-25-31-4989-0001-1850

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunbrooke Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,534 sqft
HOA
$78/mo
Associa - Community Management Professionals

Price history

Date
Event
Price
2/27/2026
Price change
Source: Stellar MLS #O6373623
$318,000-6.4%
$204/sqft
-
Price change
Source: Stellar MLS #O6373623
$339,900-5.5%
$218/sqft
1/26/2026
Listed for sale
Source: Stellar MLS #O6373623
$359,500
$231/sqft

Neighborhood

5860 Bovine Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $318,000
$317,500 – $318,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 262 after a $41,500 cut.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,325/mo
Principal & interest$1,658
Property taxes$429
Insurance$159
HOA$78
Down payment20% · $63,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$318,000

$204 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,556 sq ft

Time on market

262 days

Year built

2022

Monthly payment

About $2,324/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,152 annual tax bill, insurance, and the $78/mo HOA fee.

HOA fee

$78/mo

Managed by Associa - Community Management Professionals.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTY INVESTMENTSListing agent: Hien NguyenListing data from Stellar MLS, MLS# O6373623.

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