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Overview

5 bd6 ba3,596 sqft2 car garageSingle Family
TypeSingle Family
HOA$150/mo
Built2026
Lot10,901 sqft
Living area3,596 sqft
Price / sqft$549
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GROVE AT THE HARVEST DISTRICT
Type
Single Family Residence

True monthly carry

HOA
~$150/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsTray Ceiling(s)Walk-in Closet(s)Wet BarOutdoor KitchenStreet LightsBar FridgeDishwasher

1106 Sarah Mathews Dr is a 2026-built home in Grove At The Harvest District, Oakland. Inside you'll find 5 bedrooms, 6 bathrooms, and 3,596 square feet of living space. Listed at $1,975,000 (about $549/sqft), 245 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 monthly.

From the listing

Pre-Construction. To be built. Nestled within the exclusive Grove community, the Clementine Plan by Element Home Builders is a bespoke pre-construction offering that showcases timeless architecture, refined luxury, and exceptional craftsmanship. This thoughtfully designed residence features 5 bedrooms, 5 full bathrooms, a powder room, loft across 3,596 square feet of elegantly curated living space—where classic design meets modern sophistication. Buyers may personalize the home with a curated selection of upgrade options, including additional squarefootage, a custom pool and spa, summer kitchen, cabana, golf cart garage and storage, three-car garage, or a private garage apartment suite. Home plans, elevations, and design renderings are subject to change, with exterior finishes and roof materials influencing final elevation pricing. Ideally positioned within Oakland and Winter Garden's golf cart district, just minutes from Downtown Winter Garden and a short two-minute walk to the West Orange Trail, this residence offers an unmatched lifestyle—seamlessly blending luxury living with access to recreation, dining, and boutique shopping.

The essentials

Built
2026
Price / sqft
$549
On market
245 days
Annual tax
$399
HOA
$150/mo
Flood zone
X · Low risk
Lot
10,901 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Private pool
In Ground
2 car garage
0.25 acres
Lot size
3,596 sqft
Living area

Payment

Est. monthly payment
$11,471/mo
Down payment (20%)
$395,000
Property taxes
$33/mo
HOA
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,901 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
245
High Ceilings
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Outdoor Kitchen
Street Lights
Bar Fridge
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Flood Zone X
Annual Tax (2025)
$399
Parcel #
21-22-27-3226-00-090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grove At The Harvest District
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
10,901 sqft
HOA
$150/mo
GROVE HOA

Price history

Date
Event
Price
2/9/2026
Listed for sale
Source: Stellar MLS #O6375487
$1,975,000
$549/sqft

Neighborhood

1106 Sarah Mathews Dr
Oakland, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $1,975,000
$1.96M – $1.98M
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 245.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,471/mo
Principal & interest$10,300
Property taxes$33
Insurance$988
HOA$150
Down payment20% · $395,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,975,000

$549 per sq ft

Beds and baths

5 beds, 6 baths

Size

3,596 sq ft

Time on market

245 days

Year built

2026

Monthly payment

About $11,471/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $399 annual tax bill, insurance, and the $150/mo HOA fee.

HOA fee

$150/mo

Managed by GROVE HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREGENCY REAL ESTATE LLCListing agent: Heather SpirazzaListing data from Stellar MLS, MLS# O6375487.

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